Compliance & Risk Analyst

Job Description

Job Description

Job Description -  Temporary Position

Job Title : Compliance & Risk Analyst

This position is based in our historic downtown San Antonio headquarters. 

Summary :

This is a temporary 16-week (approximate) contract position with the potential to transition into permanent employment based on business needs and job performance. The Compliance & Risk Analyst supports the Bank's compliance risk management framework, with a primary focus on issue documentation, policy administration support, and regulatory monitoring across core banking operations and Sponsor Bank programs. This role works under the guidance of the Chief Compliance Officer and senior compliance staff to help track, document, and support the resolution of regulatory and operational risk items, and to help keep policies and procedures current and organized. The ideal candidate is early in their compliance or risk career, detail-oriented, organized, and comfortable learning regulatory concepts while supporting a fast-paced program that involves fintech partners, regulators, and internal stakeholders.

Wage Type : Hourly (Non-exempt) 

Essential Duties & Responsibilities:

To perform this job successfully, an individual must be able to perform each of the essential duties satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Support the Bank's issue management lifecycle, including issue intake, documentation, and tracking of remediation status.
• Track remediation progress against target dates and notify senior team members of items approaching or past due.
• Assist with gathering, organizing, and summarizing evidence to support validation of corrective action plans.
• Partner with business units and internal stakeholders to collect information needed for issue resolution and reporting.
• Help prepare status updates and supporting materials on issue and remediation tracking for senior management review.
• Support the maintenance and version control of compliance-related policies, standards, and procedures during review cycles.
• Help coordinate policy review cycles, including tracking due dates, routing drafts for approval, and maintaining documentation records.
• Monitor and summarize regulatory updates, guidance, and enforcement actions for review by senior compliance staff.
• Assist in researching new or changing regulatory requirements to support senior analysts in developing guidance for business partners.
• Support compliance and operational risk assessments by helping compile data, issue trends, and control environment information.
• Assist with regulatory exam and audit support by organizing documentation and helping coordinate responses to information requests.
• Carries out responsibilities in a manner consistent with our values and operating principles, in accordance with policy and applicable laws, and with a commitment to continuous improvement and process excellence.
• Any other duties as assigned.

Key Deliverables:

• Accurately document issues with supporting detail to inform risk-rating and root cause analysis by senior staff.
• Organized, up-to-date remediation tracking with timely status updates.
• Well-maintained compliance policy and procedure documentation, including version history and approval records.
• Clear summaries of regulatory developments and policy gaps for review by senior compliance staff.
• Reliable documentation support for regulatory exams, audits, and risk assessments.

Organizational Structure :

Reports to: Chief Compliance Officer

Supervises: None

Required  Qualifications:

Education:

• Bachelor’s degree; equivalent experience may be considered in lieu of a degree.
• 0–2 years of experience in banking, fintech, compliance, audit, or risk management; relevant internship experience will be considered.
• Basic familiarity with regulatory frameworks (e.g., UDAAP, FCRA, Reg E, GLBA, OFAC), gained through coursework, internship, or entry-level work experience.
• Strong organizational and documentation skills with high attention to detail.
• Ability to work effectively with cross-functional teams and manage multiple tasks under the guidance of senior staff.
• Willingness to learn compliance testing, audit, or quality assurance concepts on the job.

Preferred Qualifications:

• Exposure to issue management, policy administration, or compliance testing in an academic, internship, or prior work setting.
• Familiarity with basic risk assessment concepts (e.g., inherent/residual risk, control effectiveness).
• Progress toward or interest in professional certifications (CRCM, CAMS, CISA, CRMP) is a plus, though not required.

Required Knowledge/Skills:

• General understanding of, or strong interest in, regulatory requirements across consumer compliance, privacy, and operational risk.
• Ability to follow established procedures for reviewing control design and documenting observations.
• Strong documentation and organizational skills, with attention to detail in evidence collection.
• Ability to summarize information clearly in writing for review by senior staff.

Desired Experiences:

• Coursework, internship, or early career exposure to sponsor banking, fintech partnerships, or third-party risk oversight.
• Familiarity with issue management systems or remediation tracking tools.
• Exposure to spreadsheet-based tracking, basic data analysis, or workflow systems.

Talents:

• Developing critical thinking and problem-solving skills.
• Strong written and verbal communication.
• Adaptability and willingness to learn in a dynamic operational and regulatory environment.
• Ability to follow guidance to apply regulatory requirements to practical testing steps.
• Proactive and resourceful, with a willingness to ask questions when direction is unclear.
• Strong positivity.
• Mission driven, competitive, goal oriented, and motivated to develop themselves and others.
• Energetic, resourceful, and appropriate work intensity to get the work done.
• Strong people acumen and relationship skills; naturally predisposed to quickly establish positive personal and professional relationships.

 

Other:

• Support cross-functional teams during regulatory exams and audits under senior staff direction.
• Assist with ongoing enhancements to compliance testing methodology and documentation standards.
• Contribute to broader compliance program initiatives as needed (training, reporting, control design, etc.).
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
• Must be able to lift up to 20 pounds.

TransPecos Banks will not accept unsolicited resumes from any source other than the candidate. We will consider any candidate for whom an Agency submits an unsolicited resume, to have been referred to us by the Agency free of any charges or fees, other than those agencies we engage on a specific search. TransPecos Banks will not pay a fee for any placement resulting from the receipt of an unsolicited resume.