Sign up to access all features of our service.
  • Job search
  • Favorites
  • Create a CV
    New
  • Salaries
  • Subscriptions

Credit and Collections Representative

$41.6k
Full-time

Xcel Energy

Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn and grow? A position at Xcel Energy could be just what you’re looking for.

Position Summary
The Residential Credit and Collections Representative plays a pivotal role to ensure customer satisfaction and to solve a wide range of complex issues and inquiries. Representatives utilize strong negotiation skills to collect payments and arrange a schedule for past due utility debt repayment. Through the use of multiple technology channels, Residential Credit and Collections Representatives analyze and address customers’ energy needs and concerns in a single interaction. Building trust with customers is essential in this role, requiring the anticipation of their needs and the provision of precise information. The role involves educating customers on necessary actions and strategies for debt repayment and the promotion of a variety of company products and services to enhance their overall experience. This role supports customers by maintaining an understanding of complex electric and gas rate options across multiple service territories. In addition, representatives will process critical orders in high pressure situations surrounding electric emergencies, as well as on-call responsibilities during storm or other related emergency situations. Performance is measured against individual indicators of customer satisfaction, quality, and productivity to meet overarching business goals.

Essential Responsibilities

  • Deliver exceptional customer service through multiple communication channels, primarily phone calls.
  • Anticipate customer needs and offer tailored solutions using advanced problem-solving skills.
  • Utilize critical thinking to address and resolve complex customer inquiries.
  • Provide specialized technical support to customers.
  • Engage with past due customers to negotiate for payments and eligible arrangements on remaining balances.
  • Follow and optimize collection protocol utilizing specialized tools.
  • Expedite the resolution of customer disputes and queries.
  • Handle customer phone calls professionally, empathetically and knowledgeably, following appropriate scripts when necessary.
  • Participate in an on-call rotation.
  • Perform additional duties as assigned, including involvement in special projects.

Minimum Requirements

  • At least 18 months of customer service experience or equivalent.
  • High School Diploma or equivalent.
  • Ability to confidently use multiple computer programs at once.
  • The capability to proactively identify, troubleshoot, and resolve technology-related issues. This includes diagnosing hardware and software problems, implementing effective solutions, and ensuring minimal disruption to workflow.

Preferred Requirements

  • Bilingual proficiency in Spanish is highly desirable, with a compensation premium available after passing a Spanish-language proficiency test.
  • Experience in collections.

As a leading combination electricity and natural gas energy company, Xcel Energy offers a comprehensive portfolio of energy-related products and services to 3.4 million electricity and 1.9 million natural gas customers across eight Western and Midwestern states. At Xcel Energy, we strive to be the preferred and trusted provider of the energy our customers need. If you’re ready to be a part of something big, we invite you to join our team.

All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Individuals with a disability who need an accommodation to apply please contact us at View email address on aiapply.co.

Non-BargainingThe anticipated starting base pay for this position is: $20.00 per hourThis position is eligible for the following benefits: Spot On Bonus, Medical/Pharmacy Plan, Dental, Vision, Life Insurance, Dependent Care Reimbursement Account, Health Care Reimbursement Account, Health Savings Account (HSA) (if enrolled in eligible health plan), Limited-Purpose FSA (if enrolled in eligible health plan and HSA), Transportation Reimbursement Account, Short-term disability (STD), Long-term disability (LTD), Employee Assistance Program (EAP), Fitness Center Reimbursement (if enrolled in eligible health plan), Tuition reimbursement, Transit programs, Employee recognition program, Pension, 401(k) plan, Paid time off (PTO), Holidays, Volunteer Paid Time Off (VPTO), Parental Leave

Benefit plans are subject to change and Xcel Energy has the right to end, suspend, or amend any of its plans, at any time, in whole or in part.

In any materials you submit, you may redact or remove age-identifying information including but not limited to dates of school attendance and graduation. You will not be penalized for redacting or removing this information.

Deadline to Apply: 09/27/26

EEO is the Law | EEO is the Law Supplement | Pay Transparency Nondiscrimination | Equal Opportunity Policy (PDF) | Employee Rights (PDF)

All Xcel Energy employees and contractors share responsibility for protecting the company's information and systems by adhering to cybersecurity policies, standards, and best practices, recognizing that cybersecurity is everyone's responsibility.

ACCESSIBILITY STATEMENT

Xcel Energy endeavors to make accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact Xcel Energy Talent Acquisition at View email address on aiapply.co. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.

Vacancy posted 2 days ago
Similar jobs that could be interesting for youBased on the Credit and Collections Representative in Eau Claire, WI vacancy
  • Duties The following are the duties of this position at the full working level. If this vacancy includes more than one grade and you are selected at a lower grade level, you will have the opportunity to learn to perform these duties and receive training to help you ...
    Suggested

    Internal Revenue Service

    Eau Claire, WI
    2 days ago
  • $24 - $29 per hour

     ...commercial loans. This position serves as a key partner to lenders, credit staff, borrowers, attorneys, title companies, and other...  ...including Baker Hill or other applicable platforms. Order, collect, and review required third-party due diligence items, including... 
    Suggested
    Full time
    Temporary work
    Local area
    Monday to Friday
    Flexible hours

    Citizens Community Federal

    Eau Claire, WI
    5 days ago
  •  ...and personal property; verifies customer credit by completing appropriate credit checks...  ...authorities, as required. Responsible for collection activities relating to loans. Contacts...  ...Informs supervisor of current loan activity. Represents the Bank in various business, trade,... 
    Suggested
    Full time
    Bank staff
    Work at office
    Local area

    Northwestern Bank

    Eau Claire, WI
    2 days ago
  •  ...Senior Credit Analyst Are you an experienced credit professional with a passion for financial analysis and risk management? CCFBank...  ...economy, market conditions, rates, vendors and competition. Represents the Bank in various community, civic, and community... 
    Suggested
    Full time
    Temporary work
    Work at office
    Local area
    Remote work
    Monday to Friday
    Flexible hours

    CCFBank

    Eau Claire, WI
    4 days ago
  •  ...Description CCFBank is currently searching for a Credit Analyst to join our team! This position is onsite in Eau Claire, WI. Are...  ...economy, market conditions, rates, vendors and competition. May represent the Bank in various community, civic, and community... 
    Suggested
    Full time
    Temporary work
    Work at office
    Local area
    Monday to Friday
    Flexible hours

    Citizens Community Federal

    Eau Claire, WI
    4 days ago
  • Job Details Job Location: Altoona, WI 54720 Position Type: Full Time Education Level: 4 Year Degree Job Shift: Day Job Category: Banking Northwestern Bank Do you want to work for a local bank that has been invested in the greater Chippewa Valley community for over 120 ...
    Full time
    Local area
    Shift work

    Northwestern Bank

    Altoona, WI
    3 days ago
  •  ...Experienced Loan Servicing Representative Merchants Bank has an opening for an experienced Loan Servicing Representative. The preferred location for this in-office position is Winona or Rochester, MN but could possibly work from any of our Merchants Bank locations... 
    Full time
    Work at office
    Flexible hours

    Merchants Bank

    Eau Claire, WI
    3 days ago
  •  ...and consumer loans after origination, including monitoring and collecting post-closing documents, payment collection and posting...  ...EnvironmentThe work environment characteristics described here are representative of those an employee encounters while performing the... 
    Work experience placement

    Prevail Bank

    Eau Claire, WI
    4 days ago
  •  ...As a Vice President, Commercial Loan Officer you will be in charge of evaluating loan applications and documentation by confirming credit worthiness, improve loan applications and documentation by informing applicant of additional requirements and reject loans by explaining... 
    Flexible hours

    gpac

    Chippewa Falls, WI
    2 days ago
  •  ...OfficerAs a Vice President, Commercial Loan Officer you will be in charge of evaluating loan applications and documentation by confirming credit worthiness, improve loan applications and documentation by informing applicant of additional requirements and reject loans by... 

    gpac

    Chippewa Falls, WI
    4 days ago
  • Vice President, Commercial Loan Officer About the Company Prominent community bank Industry Banking Type Privately Held About the Role The Company is seeking a Vice President, Commercial Loan Officer to join their team. The successful candidate ...

    Confidential

    Chippewa Falls, WI
    5 days ago
  • $69k

     ...Remote Insurance Sales Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely, serving clients by providing guidance and protection solutions... 
    Remote work
    Work from home
    Flexible hours

    HMG Careers

    Eau Claire, WI
    4 days ago
  • Automated ProcessorThis position provides support in the Mailroom attached to the Marketing Services Department at the Menards Corporate Office. The primary responsibility of this position is to assist with daily mailroom operations, including operating mail-sorting equipment...
    Work at office
    Monday to Friday
    Shift work

    Menards

    Eau Claire, WI
    2 days ago
  • $12.5 - $15 per hour

     ...schedule and are closed for Thanksgiving, Summer Picnic, Christmas Eve and Christmas Day. We are looking for a Customer Service Representative (Insider) to join our team. If you consistently smile, enjoy working as part of a well‑oiled machine, and want a flexible... 
    Hourly pay
    Full time
    Part time
    Summer work
    Flexible hours
    Night shift

    ZippyApp - Recruitment Marketing

    Eau Claire, WI
    4 days ago
  • $790 per week

    Searching for a customer service job? Before you apply — this pays you to share your opinion, not answer phones. No customer service experience needed. Focus Group Panel is real market research — actual companies paying for honest feedback on their products and services...
    Full time
    Part time
    Remote work

    Focus Group Panel

    Eau Claire, WI
    19 hours ago
  • $16 - $19 per hour

    Walgreens is seeking Customer Service Associates to assist customers, operate cash registers, and support daily retail store operations. Customer Service Associates are responsible for greeting customers, operating the register, processing cash and card payments, assisting...
    Hourly pay
    Full time
    Part time
    Shift work
    Night shift
    Weekend work

    Walgreens

    Eau Claire, WI
    19 hours ago
  • $45 per hour

     ...questionnaires to identify and target certain types of consumers, to ensure that the right participants are engaged and to achieve the representative sample needed. Participation in these product testing and consumer panels is always free, secure and private. In-Home Usage... 
    Hourly pay
    Weekly pay
    Extra income
    Temporary work
    Part time
    For contractors
    Seasonal work
    Remote work
    Work from home
    Flexible hours

    GL1

    Altoona, WI
    19 hours ago
  •  ...people person? Do you love helping others? U-Haul is in search of friendly, motivated people for the position of Customer Service Representative. As a Customer Service Representative, you will work as part of a supportive team to be the face of U-Haul company’s... 
    Start working today
    Local area

    U-Haul

    Eau Claire, WI
    2 days ago
  • Introduction Intek Plastics specializes in designing, manufacturing, assembling, and delivering a wide variety of customized plastic extrusions in the Fenestration, Hydroponic, Lighting, Refrigeration, and Power Management Industries. Overview We’re looking for a Customer...
    Full time
    Work at office

    ViziRecruiter

    Eau Claire, WI
    5 days ago
  • $17.02 per hour

    Customer Service Specialists work closely with wholesale and retail customers to determine their needs, answer their questions about Sherwin-Williams products, and recommend the right solutions. Customer Service Specialists are also expected to promptly resolve any customer...
    Contract work
    Part time
    For contractors
    Work experience placement
    Local area
    Afternoon shift

    Sherwin-Williams

    Eau Claire, WI
    4 days ago
  • $41.71k - $65k

     ...Collaboration & team skills - Good. Analytical and problem solving skills - Good. Salary $41,714.00 - $65,000.00 Pay Type Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education,... 
    Contract work
    Part time
    Work at office
    Local area

    BMO U.S.

    Eau Claire, WI
    4 days ago
  • $13 - $16 per hour

    Circle K Cashiers provide fast and friendly service to customers by operating the register, handling cash transactions, restocking shelves, preparing coffee and food items, and keeping the store clean and organized. Employees may also assist with fuel transactions and customer...
    Hourly pay
    Flexible hours

    Circle K

    Eau Claire, WI
    19 hours ago
  • $15 - $18 per hour

    Best Buy Cashiers and Customer Service Associates assist customers with purchases, returns, exchanges, and general product questions while providing a friendly in-store experience. Responsibilities include operating the register, handling cash and card transactions, assisting...
    Hourly pay

    Best Buy

    Eau Claire, WI
    2 days ago
  • $14 - $18 per hour

    Tractor Supply Cashiers and Customer Service Associates operate the register, assist customers with purchases and product questions, restock shelves, help maintain store cleanliness, assist with returns and exchanges, and support general store operations. This position ...
    Hourly pay
    Full time

    Tractor Supply

    Eau Claire, WI
    19 hours ago
  •  ...Route Service Representative (4-Day Workweek) Location: Eau Claire, WI, US, 54701 Cintas is seeking a Route Service Representative to manage and grow customer accounts in the Rental Division. Our partners drive a truck along an established route and service and sell... 
    Local area
    Weekend work

    Cintas

    Eau Claire, WI
    2 days ago
  • $12.5 - $15 per hour

     ...Description **Customer Service Representative (Insider) – Toppers Pizza** Toppers Pizza is hiring Customer Service Representatives (Insiders) to join our team. If you enjoy working in a fast-paced environment and providing great customer service, we'd love to hear... 
    Full time
    Part time
    Summer work
    Flexible hours
    Shift work

    Toppers Pizza - Eau Claire East

    Eau Claire, WI
    more than 2 months ago
  • $16.5 - $18.5 per hour

    We are looking to add 1 Customer Service Advisor to our Quick Lane Department. We are looking for someone that likes to smile, thinks they are funny (other people thinking you are funny is a plus) and likes to be in a team environment. This is a fast paced environment ...
    Full time
    Work at office
    Monday to Friday

    Eau Claire Ford Lincoln

    Eau Claire, WI
    more than 2 months ago
  • Global Elite Empire Consultants in Eau Claire, Wisconsin, is looking for passionate individuals to join their team and provide exceptional customer service experiences. You'll have the flexibility to work from home while leading teams to success and balancing personal ...
    Remote work
    Work from home

    Global Elite Empire Consultants

    Eau Claire, WI
    4 days ago
  • Medium is seeking a passionate individual for a client service leadership role that emphasizes flexibility and growth. Enjoy the freedom of working from home and creating a schedule that fits your lifestyle. This position offers mentorship opportunities and a supportive...
    Remote work
    Work from home

    Medium

    Eau Claire, WI
    5 days ago
  •  ...continued learning ~ Community Engagement: Paid volunteer time and donation matching The Opportunity: Account Services Representative ~ The Account Services Representative (ASR) plays a crucial role in driving new business by generating qualified opportunities... 
    Temporary work
    Work experience placement
    Remote work
    Work from home
    Home office
    Flexible hours

    BirdBrain Technologies

    Eau Claire, WI
    4 days ago

Do you want to receive more vacancies?

Subscribe and receive similar vacancies to Credit and Collections Representative. Be the first to apply!