Commercial Loan Officer

TRUMARK CREDIT UNION

Job Title: Commercial Loan Officer

Department: Commercial Lending
Location: Fort Washington, PA
Employment Type: Full-Time

Join Our Team and Make a Difference!

Looking for a workplace that values your growth, supports your goals, and makes a real impact? At Trumark, we're not just about banking-we're about building a better future for our members and our team.

When you join us, you'll enjoy:
• Flexibility & Balance: We get it-life is busy. We offer flexible schedules and time off so you can thrive at work and in life.
• Opportunities to Grow: From day one, we invest in your career with training, development, and room to advance.
• Benefits That Matter: Health, dental, vision, a 401(k) with matching, and even paid time off-because we care about you.
• A Chance to Give Back: Be part of something bigger by helping our members and communities achieve their goals.

What You'll Do

As a Commercial Loan Officer, you'll play a key role in helping local businesses achieve their financial goals while growing Trumark's commercial lending portfolio.
• Develop business relationships: Generate new lending and deposit opportunities through networking, referral sources, centers of influence, and community involvement.
• Manage a loan portfolio: Build and maintain strong relationships with business members while managing portfolio quality and profitability.
• Analyze lending opportunities: Evaluate loan requests, analyze financial information, prepare credit recommendations, and present credit memos for approval.
• Drive business growth: Meet sales, service, and profitability goals while maintaining a healthy pipeline of lending opportunities.
• Support business members: Identify financial needs and recommend appropriate lending and business banking solutions.
• Monitor portfolio performance: Conduct annual reviews, maintain risk ratings, monitor covenant compliance, and proactively identify portfolio risks.
• Collaborate across teams: Partner with internal departments to deliver lending, cash management, and business banking solutions.
• Represent Trumark in the community: Participate in business organizations, chambers of commerce, networking events, and professional associations to promote the credit union and generate new business opportunities.

What You Bring to the Table
• Education: Bachelor's degree in Business or a related field required. In lieu of a degree, four years of related experience may be considered.
• Experience: Minimum of five years of lending experience within the financial services industry.
• Preferred Qualifications: Experience managing a commercial loan portfolio exceeding $50 million. Formal commercial credit training or experience.
• Skills:
• Knowledge of commercial lending regulations and requirements.
• Strong business financial analysis and credit evaluation skills.
• Ability to make sound lending decisions and manage portfolio risk.
• Strong communication, relationship building, and business development abilities.
• Proficiency with Microsoft Office applications and CRM tools.
• Ability to prioritize, organize workload, and work independently.

What to Expect After You Apply

1. Application Review: We'll carefully review your application to ensure it meets the role's qualifications.
2. Phone Screening: If selected, you'll participate in a brief call to discuss your skills and experience.
3. Interview: Shortlisted candidates will be invited for an in-depth interview with our team.
4. Final Decision: After interviews, we'll notify you of the outcome and next steps.

We strive to keep you informed throughout the process and appreciate your time and effort!

Ready to Apply?

If you're excited about joining a supportive and mission-driven team, apply now!