Payments Architect/Solution Architect with Payment Domain

Job Description

Title: Payments Architect/Solution Architect with Payment Domain

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Location: Charlotte, NC (Hybrid)

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Job description:

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Seeking a hands-on Payments Architect to design and drive scalable, resilient, high-performance payment solutions. The candidate should combine strong payments domain knowledge with enterprise application architecture and provide technical leadership across application, integration, data, infrastructure, and production considerations

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Roles & Responsibilities

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Key Responsibilities

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• Define solution and technical architecture for payment-processing applications.
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• Design scalable, highly available and resilient solutions for high-volume payment workloads.
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• Provide architecture guidance across application, integration, database, infrastructure, security, and deployment layers.
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• Lead technical design reviews and ensure solutions follow enterprise architecture and engineering standards.
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• Work closely with Product, Business, Engineering, QA, Infrastructure, Database and Operations teams.
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• Guide API, messaging, event-driven and system-integration design.
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• Review application architecture and code/design approaches and identify opportunities for performance and reliability improvements.
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• Provide technical leadership for production issues, root-cause analysis, performance bottlenecks, and architectural remediation.
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• Mentor engineering teams and drive technical best practices.
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Required Technical Skills

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• Payments Architect with 10+ years of IT experience, with strong architecture experience in Banking / Payments platforms.
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• Strong architecture/design experience with Java, Spring Boot and Microservices.
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• Strong understanding of REST APIs, integration patterns and messaging technologies.
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• Experience with Oracle/SQL, including database performance considerations.
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• Experience designing high-volume, distributed and highly available systems.
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• Understanding of cloud/container platforms, preferably Kubernetes/OpenShift.
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• Experience with CI/CD, observability, application security and production-support architecture.
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• Ability to perform hands-on technical/design reviews rather than operating only at a conceptual architecture level.
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The internal client payments discussion specifically calls out strong Java/Spring Boot capabilities along with database/Oracle and infrastructure knowledge, and emphasizes hands-on engineers who can work across technology layers.

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Payments Domain Skills

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• Strong understanding of end-to-end payment processing.
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• Commercial Banking Payments experience preferred.
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• Knowledge of ISO 20022 and payment messaging.
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• Experience with ACH, Wire, Real-Time Payments and/or SWIFT is desirable.
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• Understanding of transaction processing, validations, exception handling, settlement and reconciliation.
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