Portfolio Team Manager

Portfolio Team Manager

East West Bank is seeking a Portfolio Team Manager for the Healthcare Finance specialty lending group responsible for underwriting, credit monitoring and portfolio management. Primary responsibilities include analyzing financial data to determine the merits of loan requests, recommending structure, as well as identifying cross selling/referring opportunities of other services.

Responsibilities include:

• Underwriting, managing and structuring commercial lines of credit, real estate, and cash flow leverage transactions according to the Bank established guidelines and policies
• In-depth working knowledge of ABL revolvers including evaluation of borrowing bases, field exams, and collateral monitoring
• Ongoing monitoring of credit/covenant compliance
• Analyzing and creating financial loan memorandums to generate new loans and modifications
• Managing the renewal process by working with the client and the credit department including increase/amendment/waiver
• Partnering with the Relationship Manager as the point of contact for the client; acting as a liaison to the credit department, the commercial support staff and other internal business partners
• Ensuring compliance with EWB regulatory and credit requirements
• Being responsible for credit risk and quality of the portfolio
• Developing problem loan credit solutions
• Ensuring the portfolio administration and risk management of each client relationship follows established EWB credit policy, procedures, and business strategy as well as commercial and regulatory guidelines
• Determining the merits of specific loan requests and recommending structure as well as aggressively managing the client relationship
• Assisting with due diligence/analysis with new client relationships and opportunity memos as appropriate
• As appropriate assisting in the development of junior bankers, credit analysts, and relationship associates
• Making presentations on specific loans and participating in the bank's loan approval process, recommending approval and appropriate structure of credits
• Performing other administrative duties required for the maintenance of a portfolio of clients
• May perform other duties as assigned

Qualifications include:

• Bachelor's degree or combination of education and directly related experience, MBA is desired.
• 15+ years commercial banking and direct portfolio management and/or 10+ years underwriting experience in healthcare
• Demonstrates strong underwriting and projection skills
• Has strong understanding of credit policy and procedures and is able to accurately risk-rate loans/credits, evaluates both cash-flow and collateral-based loans/credits
• Develop problem loan credit solutions
• Has strong knowledge base in Treasury, FX and Derivative products and have demonstrated abilities in coordinating the resources of the bank to bring effective full service solutions to the company
• Excellent presentation, verbal & written communication skills
• May mentor and manage other staff on the team

Applicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time.

The base pay range for this position is USD $180,000.00/Yr. - USD $260,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.