Commercial Lines Account Manager

Commercial Lines Account Manager

The Commercial Lines Account Manager provides prompt, accurate and courteous service to our clients, producers and company personnel, while offering a high level of support in obtaining, maintaining, expanding and servicing our commercial accounts. Essential tasks include collectively planning, designing and implementing appropriate insurance programs for clients that coincide with agency guidelines. Maintains knowledge of new developments or changes with various carriers and new Federal/State laws that may affect how our clients conduct business; consults, informs and educates clients about coverage, exclusions and exposures: documents electronic filing accordingly. Generating premium allocations for clients; advanced Microsoft Excel proficiency. Negotiating rate terms and conditions with Carriers on behalf of clients. Provides technical support to Producers (coverage-wise, with proposal, suspense items, etc.). Prepares necessary proposals, summaries of insurance and applications, submits them to appropriate insureds and carriers, obtains clients' signatures on all applications, follows up to ensure timely responses, all in conjunction with Producer. Remarkets, contacts clients and follows up in conjunction with producers, renews policies by agency standards. Consults, informs and educates audit procedures to clients in conjunction with producer. Set priorities and manages workflow to ensure efficient, timely and accurate processing of transactions and other responsibilities.

Core competencies include ability to analyze and solve problems, skill in recognizing challenges, exploring options, and implementing effective solutions in a timely manner. Attention to detail, a strong focus on completing tasks and projects accurately and thoroughly. Communication skills, capable of expressing ideas clearly in both verbal and written forms and engaging with various audiences. Timely task completion, ability to finish tasks and projects efficiently, managing resources and priorities effectively. Team collaboration, willingness to work together with others, promoting teamwork and supporting shared goals. Client focus, dedication to understanding and addressing the needs of clients and stakeholders to ensure their satisfaction. Dependability, acknowledgment of the importance of being present and punctual. Creative thinking, openness to suggesting new ideas and methods to improve processes and outcome. Organizational skills, capability to prioritize tasks and manage multiple projects simultaneously. Adaptability, willingness to adjust to changing situations and priorities, showing resilience in a dynamic work environment.

Experience and education: 3-5 years of Commercial Property & Casualty Insurance experience required. Licensing and credentials: Active General Lines or Property & Casualty License required. Systems: Proficient with Microsoft Excel, Word, PowerPoint, and Outlook. Applied Epic experience preferred, but knowledge of similar Account Management System (AMS) is acceptable. Physical requirements: Ability to lift 25 pounds. Repeated use of sight to read documents and computer screens. Repeated use of hearing and speech to communicate on telephone and in person. Repetitive hand movements, such as keyboarding, writing, 10-key. Walking, bending, sitting, reaching and stretching in all directions.

Benefits & compensation: Higginbotham offers medical, dental, vision, prescription drug coverage, 401K, equity incentive plan as well as multiple supplemental benefits for physical, emotional, and financial wellbeing. Employee Wellness Program. Company paid holidays, plus PTO.