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Loan Officer

$30 per hour

Atrium

Loan Officer

Our client, a respected financial institution focused on empowering individuals and businesses through accessible lending solutions, is looking for a Loan Officer to focus on consumer loans.

$30/hr

The Loan Officer will serve members in all lending aspects, from the initial interview at application through final loan disbursement. This role supports sales initiatives, processes and closes loans, cross-sells financial products, and ensures loan documentation accuracy. The position requires strong customer service skills and attention to detail.

Responsibilities of the Loan Officer:

  • Interview members and guide them through the loan application process, ensuring all required information and documentation is collected and complete.
  • Analyze credit, income, assets, and collateral to identify lending solutions that support members' financial goals and improve their overall financial wellness.
  • Conduct credit reviews, evaluate financial information, and recommend appropriate loan products and debt management solutions.
  • Process, underwrite, approve within authority limits, and close consumer and mortgage loans in accordance with established policies and regulatory requirements.
  • Communicate loan decisions to applicants and prepare all required loan documentation for timely and accurate loan closings.
  • Build strong member relationships by identifying needs, cross-selling relevant financial products and services, and promoting lending solutions.
  • Perform outbound outreach to prospective and existing members, present loan options, and guide applicants from initial inquiry through funding.
  • Maintain knowledge of lending regulations, compliance requirements, products, services, and industry best practices while supporting departmental operations and administrative needs.

Required Experience/Skills for the Loan Officer:

  • Minimum of four years of experience in lending, consumer loans, and loan underwriting.
  • Strong communication and interpersonal skills with the ability to build relationships and provide exceptional member service.
  • Excellent analytical, problem-solving, and decision-making abilities.
  • Detail-oriented with strong organizational and time management skills in a fast-paced environment.
  • Proficiency with loan processing systems, financial software, and Microsoft Office applications.
  • Knowledge of lending regulations, compliance requirements, and financial institution operations.
  • Ability to manage multiple priorities, work independently, and exercise sound judgment under pressure.
  • Previous leadership or supervisory experience in loan processing or lending operations preferred.

Education Requirements:

  • Bachelor's degree required, along with a minimum of four years of lending and loan underwriting experience.

Benefits:

  • Atrium Care Package available, upon eligibility (including healthcare plans, discount programs, and paid time off).

Job Wrapping ID: #LI-AJ3

Vacancy posted 3 days ago
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