Credit Review Specialist - Commercial

Description Summary: The Credit Review Specialist (CRS) – Commercial will report to a Commercial Credit Review Team Lead and perform activities to evaluate the credit risk embedded in Bank assets. The candidate will possess an exceptional delivery track record in Commercial banking and conduct portfolio management and credit risk continuous monitoring activities associated with a strong independent Credit Review function. Primary responsibilities include continuous assessment of the adequacy of portfolio management and credit risk monitoring activities performed by the commercial lines of business, aggregation of observations in contribution to a report of actionable recommendations, and various other data testing and analysis in support of exams and/or finding validation exercises. Duties and Responsibilities: Review, analyze, and assess commercial loans to determine adequacy of credit process, portfolio management and credit risk monitoring activities including but not limited to (a) timeliness of customer reporting receipt and review, (b) timeliness of risk ratings, (c) appropriateness of credit approval authority, (d) accuracy of loan documents, and (e) accuracy of reported obligor/obligation risk rating and other classifications. Participate in the annual review of commercial credit processes for financial statement spreading and lien perfection and contribute to a report of actionable recommendations. Conduct testing for validation of Credit Review issued findings. Effectively communicate and interface with Credit Review colleagues, business segment and credit support constituent colleagues, and other Risk Management colleagues. Communicate information by composing memos, reports, and correspondence to colleagues. Manage multiple engagements/projects simultaneously. Perform other Credit Review continuous monitoring and/or targeted exam duties as assigned. Performs other duties as assigned. Basic Qualifications: Bachelor’s degree 3+ years of experience in Commercial banking Working knowledge of MS Excel, Word and PowerPoint Strong written and verbal communication skills Preferred Qualifications: 3+ years of experience in Commercial portfolio management/underwriting and/or risk management Preferred degrees: Accounting, Finance, Economics, Business Technical accounting (GAAP) or financial statement analysis knowledge #LI-RP1 Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Compensation Range: $63,000-$124,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration. Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. If that sounds like you, we hope you’ll apply to join our team. If you’d like to learn more about how Huntington looks out for people, visit We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of this site or if you require a reasonable accommodation to apply for a job or to perform the essential functions of the job, please send an email to View email address on click.appcast.io Reasonable Accommodations Reasonable Accommodations Various methods will be used throughout the recruitment process to verify candidate authenticity. Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds. EEOC Disclaimer Know Your Rights CA Data Privacy CA Data Privacy Rights Tobacco Disclaimer Tobacco-Free Hiring Practice Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.