2027 Early Careers: Analyst, CUO (Commercial Underwriting Office) United States, Multiple Locations

Analyst, Commercial Underwriting Office (CUO)

AIG is reimagining the way we help customers manage risk. Join us as an Analyst in the Commercial Underwriting Office (CUO) to play your part in that transformation with opportunities to learn and grow your skills and experience as a valued member of the team.

About Us

At AIG, helping organizations and people discover new potential is our purpose. As a global risk leader, we do this for our clients every day. Through our deep expertise in their industries and our innovative solutions that help them smartly manage risk, we enable their growth in ways they never thought possible.

But we also do the same thing for our colleagues, because we know our people are our greatest strength the source of every insight, every idea and every innovation. When we're working as one team to do what's right for our colleagues and our communities, we can achieve excellence together. We encourage colleagues to give back to the causes they care most about, supporting these efforts through our Volunteer Time Off and Matching Grants Programs.

Make your mark in CUO

AIG's Commercial Underwriting Office (CUO) plays a critical role in strengthening underwriting excellence across the organization. Working across AIG's underwriting businesses, CUO provides technical expertise, strategic direction, risk insights, and capability development that support disciplined underwriting, informed decision-making, and profitable growth. As a CUO Analyst, you will work alongside underwriting and business professionals and gain hands-on experience supporting initiatives that strengthen AIG's underwriting organization. Opportunities are available across Risk Engineering, CUO Casualty, and Training & Development, each providing a unique perspective on how AIG evaluates risk, advances underwriting strategy, and develops the capabilities needed to serve our clients and businesses.

How you will make an impact

When you join AIG, you will be part of a connected cohort community of early career talent participating in a program that equips you with learning experiences and skills needed to launch your career. From day one, you will develop your knowledge and understanding of AIG and the insurance industry and learn new skills through meaningful on-the-job experiences and instructor-led masterclasses. Through exposure to senior leaders, mentoring circles, networking and volunteering, you will build connections with colleagues across the organization. Collectively, these different experiences are designed to enable you to make an impact and build a rewarding and successful career.

Responsibilities

Depending on your placement, you will gain experience in one of the following areas within the Commercial Underwriting Office:

• Support risk assessments to identify and evaluate operational, safety, property, and liability exposures.
• Analyze data, industry trends, and potential loss drivers to support risk evaluation and mitigation strategies.
• Partner with underwriters and clients to provide technical insights that inform risk selection and improve risk quality.
• Support initiatives focused on loss prevention, resilience, and business continuity.
• Support underwriting analysis, risk assessments, and portfolio reviews across Casualty businesses.
• Analyze portfolio performance, loss trends, market developments, and emerging risks to inform underwriting decisions.
• Partner with underwriting teams and business stakeholders on growth, profitability, and portfolio strategies.
• Support underwriting guidelines, governance, and best practices that promote underwriting excellence.
• Support the design and delivery of learning programs that build technical underwriting, business, and leadership capabilities.
• Assist with onboarding and development initiatives for underwriting professionals, including Early Career talent.
• Partner with business leaders and subject matter experts to identify learning needs and develop relevant training solutions.
• Support learning effectiveness, professional development, and continuous improvement initiatives.

Minimum Qualifications

Education Requirements

• Bachelor's or Master's degree to be received no later than June 2027 (unofficial transcript required upon application).

Program Requirements

• Available to start the Program on July 26, 2027.
• Analyst positions are in-person opportunities, requiring employees to work in the office at least four days per week.

Core Qualifications

• Strong written and verbal communication skills, with the ability to communicate effectively in a professional environment.
• Demonstrated analytical, problem-solving, and organizational skills, with strong attention to detail.
• Ability to collaborate effectively, manage multiple priorities, and adapt in a fast-paced, team-oriented environment.

Preferred Qualifications

• Preferred majors include Risk Management & Insurance, Finance, Economics, Business, Engineering, Data Analytics, Human Resources, Organizational Development, Industrial-Organizational Psychology, or a related field.
• Interest in commercial insurance, underwriting, risk management, or underwriting talent and capability development.
• Ability to interpret data, trends, and business information and translate findings into meaningful insights or recommendations.
• Demonstrated curiosity and interest in learning about complex risks, business operations, and the commercial insurance industry.
• Proficiency with Microsoft Office, particularly Excel and PowerPoint, with an interest in using data and technology to support business decisions.
• Previous internship, academic project, leadership, or relevant work experience in insurance, risk management, engineering, analytics, business, or learning and development is a plus.

For applicants in Colorado, Jersey City, and New York City the base salary pay range for this position is $62,550 - $83,400.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial securityas well as your professional developmentto bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to View email address on click.appcast.io.

Functional Area:

UW - Underwriting