Chief Financial Officer (CFO) (San Jose)

Loan Factory is seeking a strategic and experienced Chief Financial Officer (CFO) to lead the company’s financial strategy, planning, and operations. The CFO will oversee financial reporting, capital management, budgeting, and financial controls while supporting the company’s continued growth in the U.S. mortgage market.

This executive role will work closely with leadership to drive financial performance, ensure regulatory compliance, and support scalable growth across the organization.

Key Responsibilities

Lead the company’s financial strategy, planning, and forecasting .

Oversee accounting, financial reporting, budgeting, and internal controls.

Manage cash flow, warehouse lines, capital markets relationships, and liquidity planning .

Provide financial insights and recommendations to support executive decision-making.

Ensure compliance with financial regulations, audits, and investor reporting requirements.

Partner with operations and leadership to improve profitability and operational efficiency.

Lead and develop the finance and accounting teams.

Qualifications

8-10+ years of finance leadership experience , preferably in mortgage lending.

Strong knowledge of mortgage finance, capital markets, warehouse lending, and secondary markets .

Experience managing financial reporting, audits, and regulatory requirements.

Proven leadership experience managing finance and accounting teams.

Bachelor’s degree in Finance, Accounting, or related field.

Preferred

CPA or MBA strongly preferred.

Experience working in multi-state mortgage lending organizations .

Base Salary: $150,000 – $180,000 per year

Additional Compensation

Performance bonus tied to company growth, profitability, and financial performance

Potential equity or long-term incentives

Medical, dental, and vision insurance

401(k) plan

Paid time off and company holidays

Opportunity to help scale a fast-growing, nationally recognized mortgage platform