Commercial Lender

Commercial Lender – Job Description Overview We are seeking an experienced Commercial Lender to join our team and play a key role in growing and managing client relationships. The ideal candidate will be a proactive banker who can generate new business, structure and close complex transactions, and provide ongoing portfolio management while maintaining strong credit quality. Key Responsibilities Develop and manage a portfolio of commercial clients across industries such as manufacturing, professional services, real estate, and healthcare. Source new business opportunities through prospecting, networking, and building Centers of Influence (COIs). Analyze financial statements, cash flow, collateral, and other credit factors to structure sound lending solutions. Partner with credit and underwriting teams to prepare and present loan packages for approval. Negotiate terms and conditions, prepare term sheets, and lead the closing process for commercial loans. Maintain regular contact with clients to provide exceptional service, monitor credit performance, and cross-sell additional banking products (treasury management, deposits, merchant services, etc.). Stay current on market trends, industry developments, and competitor activity to identify new opportunities. Represent the bank in the community through involvement in local organizations, events, and professional associations. Qualifications Bachelor’s degree in business, finance, accounting, or related field preferred. 5+ years of experience in commercial lending, credit analysis, or relationship management. Strong knowledge of commercial loan products, underwriting principles, and the 5 Cs of credit. Proven track record of new business development and portfolio growth. Excellent communication, negotiation, and relationship-building skills. Ability to work independently while collaborating effectively with internal teams. Why Join Us Opportunity to directly impact the growth of the bank and local businesses. Entrepreneurial environment with direct access to decision-makers and senior leadership. Competitive compensation package with base salary, performance incentives, and full benefits. A supportive culture that values client relationships, community involvement, and long-term success. #J-18808-Ljbffr