Mortgage Underwriter - Trainer- in office in CA

Job Description

Job Description

Senior Mortgage Underwriter – Trainer

Location: Lake Forest, CA | Schedule: Full-Time, 100% Onsite | Pay: $40–$50/hour DOE

Turn your underwriting experience into a career that develops others.

TheLender is seeking a Mortgage Underwriting Trainer to join our team in Lake Forest, CA. In this full-time, 100% onsite role, you will use your mortgage underwriting expertise to train both new and experienced underwriters, lead hands-on file review sessions, and help build the next generation of underwriting talent through our Underwriter University program.

This is a training-focused role with no production underwriting quota. If you are an experienced underwriter who enjoys mentoring others, explaining guidelines, and helping teammates work through complex files, this could be an excellent next step in your career.

What You’ll Do

· Lead engaging, instructor-led underwriting training for new and experienced underwriters.

· Conduct classroom instruction, workshops, and hands-on loan file review sessions.

· Coach trainees through credit, income, asset, collateral, and guideline scenarios.

· Translate complex underwriting guidelines into practical, easy-to-understand training.

· Build and maintain training materials, presentations, job aids, and knowledge assessments.

· Help develop and continuously improve TheLender’s Underwriter University curriculum.

· Partner with Underwriting leadership and Learning & Development to identify training needs.

· Keep curriculum current with changes to guidelines, products, systems, and processes.

· Provide real-time coaching and support during and after training.

· Support training related to Conventional, FHA, VA, Non-QM, and other mortgage products.

· Help evaluate training effectiveness and improve programs based on trainee feedback and performance.

· Use Microsoft 365 and Encompass or comparable LOS technology in training and daily activities.

What We’re Looking For:

Required Qualifications

· 3+ years of mortgage underwriting experience.

· Strong knowledge of mortgage credit analysis and underwriting guidelines.

· Experience mentoring, coaching, training, or onboarding mortgage professionals.

· Strong communication, presentation, and classroom facilitation skills.

· Ability to explain complex underwriting concepts clearly to different experience levels.

· Experience with Encompass or another mortgage loan origination system.

· Ability to work 100% onsite in Lake Forest, CA.

Preferred Qualifications

· 2+ years of formal training or instructional experience. is preferred

· Experience developing training curriculum, job aids, or assessments.

· Non-QM underwriting experience.

· Experience with a learning management system.

· Experience working with Learning & Development teams.

· Knowledge of mortgage compliance and regulatory requirements.

This Role Could Be a Great Fit If You Are

· A senior underwriter who enjoys mentoring and developing others.

· A DE, SAR, LAPP, FHA, VA, Conventional, or Non-QM underwriting expert.

· Someone who regularly helps newer underwriters work through difficult files.

· An experienced underwriter who wants to move into training and development.

· A natural presenter who enjoys leading classroom-style training.

· Someone who can take a complicated guideline and make it easy to understand.

· An underwriting leader, mentor, or coach who wants to have a broader impact.

Why Join TheLender?

We believe hard work and high energy should go together. Our culture is collaborative, social, and growth-focused, with opportunities to make a meaningful impact on underwriting talent development.

· Quarterly wrap-up celebrations

· Team lunches and food trucks

· Office competitions and themed events

· Growth-focused training and development

· Underwriter University and other internal development programs

· Medical, dental, and vision insurance

· 401(k)

· HSA/FSA

· Life insurance

· Paid time off

· Gym reimbursement

Compensation

$40–$50 per hour, depending on experience.

Apply Today

If you are an experienced mortgage underwriter who enjoys teaching, mentoring, and helping others succeed, we’d love to hear from you. Apply today to join TheLender as a Mortgage Underwriting Trainer in Lake Forest, CA.

TheLender is an Equal Opportunity Employer. We are committed to creating an inclusive workplace and consider all qualified applicants without regard to legally protected characteristics.

\nCompany Description

Our Company theLender was created to make a difference. As a group of proven industry leaders who founded one of the largest and fastest growing Wholesale mortgage companies in the United States, we aim to change the stagnant landscape of Wholesale mortgage – one partnership, one loan, and one day at a time.

Company Description

Our Company theLender was created to make a difference. As a group of proven industry leaders who founded one of the largest and fastest growing Wholesale mortgage companies in the United States, we aim to change the stagnant landscape of Wholesale mortgage – one partnership, one loan, and one day at a time.