Financial Professional

Job Description

Job Description

Financial Professional

Are You Ready to Build Something That Matters?

Do these qualities describe you?

• Competitive
• Entrepreneurial
• Coachable
• Strong Communicator
• Self-Disciplined
• Authentic

If so, you may be an excellent fit for a career with New York Life.

This is more than an opportunity to sell insurance—it's the opportunity to build your own business while making a meaningful difference in the lives of individuals, families, and business owners. Every day, you'll help clients make confident financial decisions, protect the people they love, and prepare for the future.

At New York Life, you'll have the freedom to build your own practice with the support of one of the most respected financial services companies in America. As a Fortune 100 mutual company with more than 180 years of history, we invest in your long-term success through world-class training, technology, mentorship, and professional development.

Your Opportunity

As a Financial Professional, you'll develop trusted relationships while helping clients:

• Protect their families with life insurance solutions
• Prepare for retirement
• Build long-term financial confidence
• Protect income through disability insurance
• Address long-term care needs
• Create estate and legacy planning strategies
• Develop business protection and succession strategies

This is a career built on relationships, trust, and long-term impact—not transactions.

What You'll Receive

Industry-Leading Training

Whether you're experienced in financial services or changing careers, you'll receive comprehensive training that combines:

• Personalized coaching
• Dedicated mentors
• Professional development programs
• Marketing and business development training
• CRM and client relationship education
• Licensing support and professional designation opportunities

Qualified new agents may also receive financial support during their first two full-time contract years while building their practice.

Technology That Helps You Grow

You'll have access to a complete suite of business-building resources, including:

• Digital marketing platforms
• Prospecting tools
• CRM technology
• Social media resources
• Client communication solutions
• Experienced product specialists

Comprehensive Solutions for Your Clients

Through New York Life and its subsidiaries, you'll be able to offer a broad portfolio of financial solutions, including:

• Life Insurance
• Disability Income Insurance
• Long-Term Care Insurance
• Fixed and Variable Annuities
• Mutual Funds1
• Wealth Management and Advisory Services2
• Business Planning Strategies
• Estate Planning Strategies

This broad product portfolio allows you to build recommendations around your clients' unique goals and evolving needs.

A Culture of Support

Success is never built alone.

When you join New York Life, you become part of a collaborative culture that includes:

• Experienced mentors
• Peer study groups
• Leadership coaching
• Ongoing professional development
• A supportive local office
• A nationally recognized organization

Compensation & Benefits

Your income is based on your individual performance through a commission-based compensation model.3

In 2024, the average income of New York Life financial professionals operating under the N8 and N9 Agent Contracts who met annual minimum sales production requirements was $120,555.4

Eligible full-time agents may also receive:

• Medical Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• Disability Coverage
• 401(k)
• Pension Benefits5

Why New York Life?

For more than 180 years, New York Life has helped generations of Americans protect what matters most.

As a mutual company, we answer only to our policyholders—not Wall Street shareholders—allowing us to focus on long-term relationships rather than quarterly earnings.

Our commitment to our clients and our financial professionals has earned recognition from organizations including:

• Fortune — World's Most Admired Companies (2024)
• Handshake — Early Talent Award (2025)
• Forbes — America's Best Employers for Diversity (2024)
• Seramount — Best Companies for Multicultural Women (2024)

The Difference We Make

Every day, New York Life professionals help protect millions of Americans.

• 5.1 Million Lives Protected
• $983 Million in Lifetime Annuity Income Paid
• $6 Billion in Living Benefits Awarded
• More than $1.2 Trillion in Life Insurance Protection in Force

Build a career where your success is measured not only by your professional growth, but by the lasting impact you make in the lives of others.

Join New York Life and build a business with purpose.

* The terms ”agent” and ”financial professional” are used interchangeably throughout this brochure and refer to someone who is in a sales role under an agent contract. 1. Offered by properly licensed registered representatives through NYLIFE Securities (member FINRA/SIPC), a Licensed Insurance Agency and a New York Life subsidiary. 2. Wealth management and advisory services offered by Financial Advisors of Eagle Strategies LLC, a Registered Investment Adviser and a New York Life company. Qualification requirements include but are not limited to applicable FINRA general securities, agent state law, investment advisory licenses, compliance history, production standards, and required training. Requirements are subject to change. 3. If you qualify for an Introductory (PTAS) Contract, you will preview an agent career with New York Life as an independent contractor while continuing to work at your current job, with limited exceptions. PTAS Agents are not eligible for benefits. During this preview period of up to six months, any sales you make will continue to accrue until you either make enough sales to become a full-time agent under a Training Allowance Subsidy (TAS) Contract or the passage of six months, whichever is earlier. If you do not become a full-time agent, first year commissions on any sales you made will be paid to you in a lump sum at the end of your PTAS contract period. If you become a full time agent under a TAS Contract, you will be credited with the commissions you accrued under the Introductory Contract. 4. Based on 2024 company data for 8,136 agents operating under our N9 and N8 Agents Contracts, without persistency bonus, who were active as of December 31, 2024. N9 is the current contract for new financial professionals. N8 contracts were issued to new financial professionals prior to April 2004. The company reserves the right to amend or modify the available contract for new financial professionals and the compensation under such contract. Contracts determine your compensation and benefits. Sales production requirements are determined annually by the company. Historical agent incomes are provided for informational purposes only. Agent income is not guaranteed. Income is dependent upon the sales of each agent. Agent compensation is commission-based and determined through the ledger process. Overall compensation includes positive income credits for commissions based on actual sales and certain allowances or incentives, if eligible, based upon persistency and production, as well as debits associated with commission reversals, authorized expenses and other items. Not all debits are included in the average income figures above. Each credit and debit posted to the Agent's Ledger is part of determining the agent's compensation and no individual credit posted to the ledger is earned until the ledger reconciliation process is complete. Agents receive payments equal to the positive balance on the Agent's Ledger after the credits and debits are applied, except that financial professionals operating under an Introductory (PTAS) Contract who fail to sell enough to trigger a full time agent’s contract will be paid first year commissions on any sales made in a lump sum at the end of their PTAS Contract period. 5. This is necessarily brief and provides only general descriptions of the benefits available to eligible agents under the applicable plans. Specific terms, such as eligibility and benefits, are determined only by the terms and conditions contained in the relevant plan documents. In the event of any conflict between the information herein and the provisions of the plan documents, the plan documents will govern. The company reserves the right to amend or terminate the benefit plans described herein at any time for any reason. 6. A full list of our awards is available here: -awards-and-recognition. 7. All figures on this slide reflect the consolidated results of New York Life Insurance Company (NYLIC) and its domestic insurance subsidiaries including New York Life Insurance and Annuity Corporation (NYLIAC) for the 12 months ending December 31, 2024. 8. Individual life insurance in force is the total face amount of individual life insurance contracts (term, whole, and universal life) outstanding for NYLIC and its domestic insurance subsidiaries at a given time. The company’s individual life insurance in force totaled $1.227 trillion at December 31, 2024 (including $183.6 billion for NYLIAC). Dividends are payments made to eligible policy owners from divisible surplus. Divisible surplus is the portion of the company’s total surplus that is available, following each year’s operations, for distribution in the form of dividends. Dividends are not guaranteed. Intercompany transactions have been eliminated in consolidation

Imagine building a career where your work genuinely improves lives, your growth is supported, and your effort directly shapes your future. New York Life offers a unique opportunity to combine entrepreneurial freedom with the strength, training, and integrity of one of the most respected names in financial services.

Company Description

Imagine building a career where your work genuinely improves lives, your growth is supported, and your effort directly shapes your future. New York Life offers a unique opportunity to combine entrepreneurial freedom with the strength, training, and integrity of one of the most respected names in financial services.