Senior Appraisal Analyst

Job Overview Responsible for reviewing property valuations to ensure compliance with federal and state law and Truist risk policy, ensuring that loans secured with real estate are protected with adequate collateral value. Employment type: Regular. Language fluency: English (Required). Work shift: 1st shift (United States of America). Responsibilities Use critical thinking and analytical skills to review collateral. Develop and maintain a strong understanding of mortgage lending products, policies, processes, and collateral requirements. Obtain required collateral documentation per program requirements from internal clients, external clients, vendors, and third‑party sources. Perform detailed review of all collateral documentation to ensure loans comply with portfolio and investor guidelines. Identify and determine next steps for collateral issues that have been escalated. Communicate consistently with other departments and sales to ensure pipeline metrics and quality guidelines are met. Adhere to all compliance regulations and controls. Develop and maintain positive working relationships with co‑workers, internal and external clients, business partners, and vendors. Cultivate relationships with peers as a peer mentor. Required Qualifications Four years or more of mortgage or consumer loan underwriting experience. Three years of continuous collateral review experience. Excellent communication skills, both written and verbal, when relating to internal and external clients. Proficiency in basic computer applications such as Microsoft Office software products. Ability to travel occasionally, including overnight stays. Preferred Qualifications FHA DE (CHUMS) / VA SAR/LAPP knowledge. Understanding of appraisal compliance and generally accepted appraisal rules. Experience with appraisal and market evaluation tools. Proficiency in mortgage automated processing systems. Basic knowledge of bank services and products. Bachelor's degree or equivalent education and related training. Benefits All regular teammates working 20 hours or more per week are eligible for benefits. Benefits may include medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401(k) plan. Eligible teammates also receive no less than 10 days of vacation (prorated based on date of hire and full‑time or part‑time status) and 10 sick days (also prorated), plus paid holidays. Depending on the position and division, the role may also be eligible for a defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. To view detailed benefit information, see Truist’s Benefits site. Equal Employment Opportunity Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law. E-Verify IER Right to Work. #J-18808-Ljbffr