Sr. Claims Analyst, Health and Risk Solutions

Sun Life U.S. is one of the largest providers of employee and government benefits, helping approximately 50 million Americans access the care and coverage they need. Through employers, industry partners and government programs, Sun Life U.S. offers a portfolio of benefits and services, including dental, vision, disability, absence management, life, supplemental health, medical stop-loss insurance, and healthcare navigation. We have more than 6,400 employees and associates in our partner dental practices and operate nationwide.

At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.

When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.

Visit our website to discover how Sun Life is making life brighter for our customers, partners and communities.

Job Description:

Sun Life embraces a hybrid work model that balances in-office collaboration with the flexibility of virtual work in the contiguous states plus AK.

The opportunity: The Health and Risk Solutions Senior Claim Analyst serves as the highest level of technical expertise within the claims unit, leading the evaluation, investigation, negotiation, and settlement of complex claims and risk matters.

In this role, you will help ensure legitimate claims and benefits are paid accurately and efficiently while balancing the interests of policy owners and the company. You will also play a key role in managing internal and external relationships, supporting new hire training, and coaching and mentoring Health and Risk Solutions Claim Analysts and Overpayment Specialists.

How you will contribute:

• Manage overall claim risk, including pay/deny decisions, by applying contract language and developing action plans for complex Stop Loss claims.
• Coordinate complex claims activity across multiple parties, ensuring actions are appropriately sequenced and completed on time.
• Identify and monitor evolving medical and prescription drug trends, applying responsive case management strategies.
• Apply deep knowledge of complex claim practices and legal precedents to resolve unique or precedent-setting matters.
• Partner with peers and leadership to establish, refine, and institutionalize claims policies and best practices.
• Manage communications with policyholders, administrators, top-tier brokers, sales representatives, vendors, and internal partners.
• Coach and mentor less experienced team members, including developing learning modules and supporting technical development.
• Train new hires on accurate claim reimbursement practices and client service expectations.
• Manage monthly accommodation advance payment claims and assigned claim blocks while maintaining turnaround times and service quality.
• Stay current on industry practices and contribute to evolving claims management techniques.
• Serve as a departmental leader and subject matter expert, including participating in field visits and settlement discussions.

What you will bring with you:

• Ability to work with a diverse range of people.
• 7+ years of experience handling complex claims, Medical Stop Loss or complex Medical Claims
• Deep knowledge of complex claim practices, legal precedents, claims accounting, and applicable state and federal healthcare legislation.
• Strong judgment, initiative, and consultative decision-making, with the ability to influence recommendations that may impact company operations.
• Recognized subject matter expertise, including industry involvement through peer presentations, panels, or professional forums.
• Established industry network to exchange ideas, trends, and emerging claim management techniques.
• Excellent communication, negotiation, and influencing skills, including the ability to navigate conflict and align stakeholders.
• Ability to draft clear, compliant written correspondence that meets guidelines and is easily understood by the recipient.
• Creative, resourceful problem-solving skills, including the ability to develop action plans and resolve complex matters using specialized resources or claims management techniques.

Salary:

$68,200-$102,300

At our company, we are committed to pay transparency and equity. The salary range for this role is competitive nationwide, and we strive to ensure that compensation is fair and equitable. Your actual base salary will be determined based on your unique skills, qualifications, experience, education, and geographic location. In addition to your base salary, this position is eligible for a discretionary annual incentive award based on your individual performance as well as the overall performance of the business. We are dedicated to creating a work environment where everyone is rewarded for their contributions.

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We are committed to fostering an inclusive environment where all employees feel they belong, are supported and empowered to thrive. We are dedicated to building teams with varied experiences, backgrounds, perspectives and ideas that benefit our colleagues, clients, and the communities where we operate. We encourage applications from qualified individuals from all backgrounds.

Life is brighter when you work at Sun Life

At Sun Life, we prioritize your well-being with comprehensive benefits, including generous vacation and sick time, market-leading paid family, parental and adoption leave, medical coverage, company paid life and AD&D insurance, disability programs and a partially paid sabbatical program. Plan for your future with our 401(k) employer match, stock purchase options and an employer-funded retirement account. Enjoy a flexible, inclusive and collaborative work environment that supports career growth. We’re proud to be recognized in our communities as a top employer. Proudly Great Place to Work® Certified in Canada and the U.S., we’ve also been recognized as a "Top 10" employer by the Boston Globe's "Top Places to Work" for two years in a row. Visit our website to learn more about our benefits and recognition within our communities.

We will make reasonable accommodations to the known physical or mental limitations of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email View email address on aiapply.co to request an accommodation.

For applicants residing in California, please read our employee California Privacy Policy and Notice.

We do not require or administer lie detector tests as a condition of employment or continued employment.

Sun Life will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws, including applicable fair chance ordinances.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Job Category:

Claims - Health & Dental

Posting End Date:

09/10/2026