Closer

Genstone Financial CloserAs a key part of The Fay Group, Genstone Financial specializes in providing smart, accessible loan solutions for both homeowners and real estate investors. Whether you're purchasing your first home, leveraging your equity, or expanding your investment portfolio, our experienced team is here to guide you every step of the way. We offer a comprehensive suite of loan products designed to meet the diverse needs of today's borrowers. For real estate investors, Genstone Financial provides specialized lending solutions that support growth and profitability. Our experienced advisors, modern technology – and access to an integrated network of in-house services provide borrowers and investors with clarity, speed, and confidence, ensuring an exceptional experience for both borrowers and investors.The Fay Group is a fully integrated real estate and mortgage services firm, bringing together the strength and expertise of two complementary companies – Fay Financial and Genstone Holdings. Since its founding in 2008 as a special servicer, The Fay Group has grown into a diversified enterprise overseeing more than $46 billion in assets on behalf of over 50 institutional clients. Powered by data, technology, and a team of 1,300+ professionals across 10 U.S. locations, the organization delivers coordinated solutions across the full spectrum of real estate and lending services – including loan servicing, property management, mortgage originations, renovations, and insurance. From asset creation and loan management to renovations and real estate brokerage services, The Fay Group offers end-to-end capabilities under one platform. This comprehensive approach delivers flexibility, transparency, and performance across multiple asset classes, supporting both clients and customers in all market and interest rate environments.Reporting to Originations Leadership, this position is responsible for the timely closing and funding of QM and non-QM mortgage loans that have been cleared to close by the underwriting department. This role ensures all closing documents are prepared and sent in compliance with underwriting and credit policy guidelines, state and federal regulations, and investor requirements. Additionally, the Closer audits executed loan documents for accuracy and completeness, identifies and resolves any deficiencies, and validates that all conditions are met for proper closing and funding in order to facilitate successful delivery and purchase by investors.Qualifications Include:High School Diploma or GED required2+ years' experience in the mortgage industry required2+ years' experience of TRID closing and/ or funding experience preferredPrior experience with Conventional, FHA, VA, Jumbo and residential non-QM loans preferredDemonstratable knowledge of federal and state mortgage regulations, including TRID requirementsExperience working with Loan Origination Systems (LOS), preferably EncompassSolid skills and experience in MS Word, Excel and OutlookStrong verbal and written communication skillsStrong interpersonal skillsStrong analytical skillsSolid decision-making abilities coupled with sound judgmentStrong time management skillsAbility to prioritize numerous tasks and manage shifting prioritiesClient focused with strong execution skills and results orientationHigh-level of precision with attention to detail and consistencyFlexible, open to change, ability to learn new things quicklyAbility to work in a collaborative environment and provide guidance for working groupsFeatured Benefits:Medical, Dental and Vision InsuranceCompany Paid Life InsuranceDisability InsurancePet Insurance401k Program with Employer Matching3 Weeks Paid Time Off (PTO)Paid HolidaysWellness InitiativesEmployee Assistance ProgramEligible for Hybrid Work Schedule with Remote Flex DaysCompensation: The hourly range for this position is between $25.00 -$28.00 hourly. This position is eligible for an additional monthly incentive.