Sr. Commercial Lines Underwriter - Fremont Insurance

Job Description This position can work remotely from a home office location (Michigan) for day-to-day operations. Occasional travel for meetings, collaborative activities, or team building activities may be required and can change based on ACG Flex Work policy. Sr. Commercial Lines Underwriter – Fremont Insurance What will you do? Review, accept, decline or modify offerings submitted by producers for multiple commercial line coverage, evaluate risks according to location, physical and moral hazards, inspection reports, underwriting precedent and experience, ensuring compliance with underwriting rules, guidelines and company philosophy. Verify application data through investigative letters, commercial inspections and/or personal observation, and review inspection reports and claims for rating on acceptability status, recommending risk improvement. Initiate potential policy coverage or rating revision as a result of analysis and recommend and approve continuation, cancellation, non-renewal or rejection of applications or policies in accordance with established underwriting procedures, laws and judgment. Exercise discretionary judgment when evaluating new or renewal high-value commercial underwriting application policies and evaluate merits of each line of insurance based on current laws or level of underwriting expertise to accept or reject risk presented. Correspond with outside insurance companies, business organizations, governmental agencies or other contacts to develop procedures or properly evaluate risks. Communicate and develop relationships with agents and producers and other insurance personnel to obtain further information, rate quotes or explain company underwriting policies. Manage portfolio to control overall mix of accounts, profitability and take prompt action when necessary. Train and educate agency staff on company products, services, processes and underwriting philosophy and serve as a technical resource and mentor to other underwriters. Perform other duties as assigned. Supervisory Responsibilities None How you will benefit? Competitive annual salary of $76,500 - $105,000 with annual bonus potential based on performance. Excellent and comprehensive benefits packages, including health, dental, vision, retirement, and more. Required Qualifications Education High School Diploma or equivalent Experience Three years commercial insurance experience Underwriting policies, procedures and practices experience Working in a commercial underwriting environment. Experience with inspection techniques related to commercial insurance. Experience working with mathematical concepts including fractions, ratios, statistics and probabilities. Knowledge and Skills Commercial insurance contracts and forms Insurance laws as they relate to commercial underwriting Company commercial insurance programs and products, underwriting rules and requirements Processing procedures and rules Knowledge of ISO or similar bureau rating systems (Regional Operations) Organization and planning Negotiating, analyzing and problem solving Independent decision making Written communication skills to include reports and technical writing Ability to analyze and interpret commercial inspections Provide work direction, guidance and training Coordinate and control major projects Communicate effectively with others Preferred Qualifications Education Bachelor’s degree in Business Administration or related field. Completion of an underwriting certification/designation (CPCU, CIC). Work Environment This position can work remotely from a home office location for day-to-day operations, with occasional travel for meetings, collaborative activities, or team building activities as specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy. Equal Opportunity Employment The Auto Club Group, and all its affiliated companies, is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, sexual orientation, national origin, disability or protected veteran status. Additional Information Regular and reliable attendance is essential for the function of this job. AAA The Auto Club Group is committed to providing a safe workplace. Every applicant offered employment will be required to consent to a background and drug screen based on the position requirements. #J-18808-Ljbffr Auto Club Dragway