Technical Architect - Commercial Lending & Collateral Platform
Expert Technology Services
Job Summary (List Format):
- Experience:
- 15+ years in software engineering and architecture
- Minimum 6 years as a solution or technical architect on banking or lending platforms
- Role Overview:
- Lead technical architect for building a custom, modular, API/event-led collateral platform
- Responsible for end-to-end technical design and phased delivery roadmap (core migration, automation, AI capabilities)
- Platform will serve as master collateral record, integrating with LOS (Loan Origination) and LMS (Loan Servicing) systems
- Key Responsibilities:
- Architecture Design:
- Define target-state architecture including core engine, integration and data hubs, UI/workflow layers
- Design domain-based microservices for complete collateral lifecycle
- Develop configurable rules and workflow engines
- Produce architecture decision records, reference architectures, NFRs, and standards
- Lead designs through architecture review boards
- Integration:
- Design API/event/batch integration layers (pub/sub, message converters, repair queues)
- Lead integration with lending and risk systems (AFS Vision, Loan IQ, nCino, etc.)
- Reuse/migrate existing integration infrastructure
- Data Migration:
- Design collateral data model, quality, reconciliation, and migration strategies
- Plan for incremental migration, parallel runs, and decommissioning
- Create data flows for reporting and regulatory requirements
- Security & NFRs:
- Embed RBAC, encryption, audit trails, and data retention
- Define targets for performance, scalability, resilience, HA, DR, observability
- Ensure compliance with security, risk, and US regulatory standards
- Engineering Leadership & Delivery:
- Set up platform foundation and support iterative MVP releases
- Define CI/CD, DevSecOps, test automation, and environment strategy
- Guide distributed engineering teams (onshore/offshore)
- Translate business needs into technical designs
- Present architecture to stakeholders and in client workshops
- Required Qualifications:
- Proven experience architecting large, custom banking/lending platforms
- Deep expertise in microservices, domain-driven design, API-first, and event-driven architectures
- Hands-on skills: Java/Spring Boot or .NET, REST/GraphQL APIs, Kafka (or similar)
- Cloud-native architecture (AWS/Azure, containers, Kubernetes)
- Strong data architecture and migration skills (RDBMS, ETL/ELT, reconciliation)
- Experience with legacy/COTS platform migrations and phased cutovers
- Integration experience with lending/core banking systems
- Strong enterprise security expertise (IAM, SSO, OAuth2, encryption, audit logging)
- Excellent communication and stakeholder management skills
- Preferred Qualifications:
- Experience with rules/workflow engines (Drools, Camunda, Pega)
- Familiarity with collateral products (STOC, Broadridge COLLATE)
- Modern frontend architecture (Angular, React) and document management integration
- Exposure to AI/ML use cases (intelligent document extraction, predictive monitoring)
- Certifications: TOGAF, AWS/Azure Solutions Architect, Kubernetes
- Key Competencies:
- Pragmatic design judgment
- Strong focus on security and controls
- Hands-on technical depth
- Ability to lead distributed teams toward fixed-scope, phased releases
- Experience:
- 15+ years in software engineering and architecture
- Minimum 6 years as a solution or technical architect on banking or lending platforms
- Role Overview:
- Lead technical architect for building a custom, modular, API/event-led collateral platform
- Responsible for end-to-end technical design and phased delivery roadmap (core migration, automation, AI capabilities)
- Platform will serve as master collateral record, integrating with LOS (Loan Origination) and LMS (Loan Servicing) systems
- Key Responsibilities:
- Architecture Design:
- Define target-state architecture including core engine, integration and data hubs, UI/workflow layers
- Design domain-based microservices for complete collateral lifecycle
- Develop configurable rules and workflow engines
- Produce architecture decision records, reference architectures, NFRs, and standards
- Lead designs through architecture review boards
- Integration:
- Design API/event/batch integration layers (pub/sub, message converters, repair queues)
- Lead integration with lending and risk systems (AFS Vision, Loan IQ, nCino, etc.)
- Reuse/migrate existing integration infrastructure
- Data Migration:
- Design collateral data model, quality, reconciliation, and migration strategies
- Plan for incremental migration, parallel runs, and decommissioning
- Create data flows for reporting and regulatory requirements
- Security & NFRs:
- Embed RBAC, encryption, audit trails, and data retention
- Define targets for performance, scalability, resilience, HA, DR, observability
- Ensure compliance with security, risk, and US regulatory standards
- Engineering Leadership & Delivery:
- Set up platform foundation and support iterative MVP releases
- Define CI/CD, DevSecOps, test automation, and environment strategy
- Guide distributed engineering teams (onshore/offshore)
- Translate business needs into technical designs
- Present architecture to stakeholders and in client workshops
- Required Qualifications:
- Proven experience architecting large, custom banking/lending platforms
- Deep expertise in microservices, domain-driven design, API-first, and event-driven architectures
- Hands-on skills: Java/Spring Boot or .NET, REST/GraphQL APIs, Kafka (or similar)
- Cloud-native architecture (AWS/Azure, containers, Kubernetes)
- Strong data architecture and migration skills (RDBMS, ETL/ELT, reconciliation)
- Experience with legacy/COTS platform migrations and phased cutovers
- Integration experience with lending/core banking systems
- Strong enterprise security expertise (IAM, SSO, OAuth2, encryption, audit logging)
- Excellent communication and stakeholder management skills
- Preferred Qualifications:
- Experience with rules/workflow engines (Drools, Camunda, Pega)
- Familiarity with collateral products (STOC, Broadridge COLLATE)
- Modern frontend architecture (Angular, React) and document management integration
- Exposure to AI/ML use cases (intelligent document extraction, predictive monitoring)
- Certifications: TOGAF, AWS/Azure Solutions Architect, Kubernetes
- Key Competencies:
- Pragmatic design judgment
- Strong focus on security and controls
- Hands-on technical depth
- Ability to lead distributed teams toward fixed-scope, phased releases
Vacancy posted 1 day ago
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