Mortgage Loan Officer - Chatsworth

Premier America Credit Union’s Core Purpose is to serve our members by making it easier to meet today’s needs and reach tomorrow’s dreams together. Join a team that values accountability, friendliness, respect, great service, community giving and personal growth. Job Title

MORTGAGE LOAN OFFICER – HOUSTON

Overview We are seeking a dynamic Mortgage Loan Officer who will promote products and services while developing and maintaining a quality referral network of business and personal relationships in the greater Houston metropolitan area. About You Customer Service: Provide support to the primary daily processes and regulatory requirements of the residential lending department. Teamwork: Encourage and exchange creative ideas, provide practical solutions for innovation. Communication: Transmit, receive, and interpret ideas and information accurately. Initiative: Manage multiple priorities with high initiative and personal responsibility. What You Will Do Increase residential mortgage loan production by soliciting members or non-members to meet new loan application and funding goals. Offer retail mortgage loan products and cross‑sell financial products and services, including depository accounts. Seek opportunities through outside sales activities to grow loan revenue. Assist in the qualification of applicants for appropriate mortgage loan products based on underwriting guidelines. Obtain and enter pertinent information into the loan origination system. Work closely with loan processors to ensure a complete and quality loan package. Educate applicants about available products and loan alternatives while cross‑selling as appropriate. Negotiate loan terms and provide disclosures in accordance with Reg Z and RESPA. Communicate loan conditions and status to applicants and associated real‑estate agents. Follow up on all leads and pending loan applications to meet department SLAs. Provide high‑level service by responding promptly in a professional, friendly, respectful manner. Develop business relationships with key organizations and network groups. Support department business development goals through effective calling to prospects. Monitor market conditions and recommend new products and services. Conduct real‑estate training and home‑buying seminars. Some travel may be required. Requirements Bachelor’s degree in business or related field or related experience. Three years of progressive experience in a related position. Understanding of relevant legal and regulatory requirements. Valid driver’s license, current auto insurance, and NMLS registration. Strong organizational and time‑management skills. Ability to prioritize effectively in a fast‑paced environment. Strong oral and written communication skills, including ease in presenting information to a group. Bi‑Lingual (Spanish speaking) preferred. Proficient in Word, Excel, and Microsoft Office. Pay Grade Info The base pay range for this position is $31–$38 hourly. Perks Important To You Competitive pay (base, commissions, and incentives) Subsidized health care, medical, dental and vision FSA and HSA Company‑Paid Life and A&D insurance Discounts on loans (member only) Paid vacation, holiday, and sick time 401(k) retirement savings plan with 6% safe harbor employer match Educational Assistance Program and more. Equal Opportunity Employer – Veteran / Disabled. Drug‑free workplace. #J-18808-Ljbffr Premier America Credit Union