Vice President, Commercial Banker- Innovation Banking

Role Description

As a Commercial Banker II - Innovation Banking, you'll be responsible for identifying a target market for new business and subsequently developing and establishing a book of new business from those relationships. Key responsibilities include:

• Negotiating, underwriting, and coordinating the closing of a variety of major and complex loans in compliance with the Bank’s lending policies and procedures.
• Developing business checking and deposit relationships with customers.
• Assisting clients with deposit-related products and services.
• Gathering and analyzing client information to recommend appropriate deposit product solutions.
• Compiling and analyzing market research data to develop recommendations regarding products and services focused on needs of the target market.
• Engaging in business development activities and solicitation of new business based on the target market.
• Collaborating closely with treasury partner to ensure seamless client experiences.
• Calling and visiting target customers to promote and sell Bank products and services to establish a new book of business.
• Developing and maintaining customer database including calls and results on all new business relationships.
• Interviewing prospective applicants and requesting specified information related to loan or credit application.
• Performing basic pre-qualification assessment and analysis of financial condition and risk of financing requests.
• Gathering all information necessary to present a financing request to senior management or Loan Committee for approval.
• Coordinating processing of approved loans; ensuring loans are processed according to agreement, customer needs, and conform to Bank lending policies.
• Maintaining a superior knowledge of financial industry status and trends.
• Representing the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business.

Qualifications

• 7+ years of related experience or similar field.
• Bachelor's degree or equivalent experience required.
• Intermediate to advanced knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.
• Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards, and practices.
• Advanced knowledge in all facets of relationship management.
• Advanced organizational and time management skills.
• Advanced speaking and writing communication skills.
• May require up to 50% travel.

Benefits

• Competitive salaries.
• Ownership stake in the company.
• Medical and dental insurance.
• Time off.
• Great 401k matching program.
• Tuition assistance program.
• Employee volunteer program.
• Wellness program.
• Opportunity to bolster business knowledge and gain invaluable hands-on experience.