Consumer & Commercial Real Estate Loan Proces

. Position Summary The Consumer & Commercial Real Estate Loan Processor/Closer is responsible for coordinating and processing real estate loans from application through post-closing, including loan modifications. This role supports both consumer (TRID/HELOC) and commercial real estate lending by ensuring accurate documentation, regulatory compliance, and efficient communication between loan officers, borrowers, attorneys, and third-party vendors. Key Responsibilities * Establish and maintain loan files, including system setup, documentation tracking, and checklist management * Prepare loan applications, commitment letters, and supporting documentation for loan officers * Order and coordinate third-party services, including appraisals, flood determinations, and title work * Review appraisals, title, and other due diligence items for completeness and route for appropriate approval * Obtain and verify required insurance coverage, including hazard and flood insurance * Prepare and deliver closing instructions; coordinate all aspects of loan closings with attorneys and other parties * Communicate proactively with loan officers, borrowers, attorneys, and vendors to ensure timely and accurate processing and closing * Assemble and review complete loan packages prior to closing * Coordinate loan funding, including preparation and execution of wire transfers * Process and track applicable loan fees (e.g., appraisal, flood certification, origination fees) * Manage subordinations, including document preparation, review, and coordination with external parties * Process loan modifications, including preparation of modification agreements, coordination of execution, verification of terms, and ensuring accurate system updates and document retention * Conduct post-closing review of loan files for accuracy and completeness; resolve exceptions and deficiencies * Perform post-closing functions, including loan boarding and data input into core systems * Scan, upload, and maintain loan documentation within loan origination and imaging systems * Maintain accurate borrower and loan data, including Customer Identification Program (CIP) information and system records Qualifications * Experience in consumer and/or commercial real estate loan processing preferred * Working knowledge of TRID, real estate closing processes, and loan documentation requirements * Familiarity with loan modifications, subordinations, and post-closing procedures * Strong attention to detail and organizational skills * Ability to manage multiple loans and deadlines simultaneously * Effective communication and coordination skills * Experience with loan origination and core banking systems (e.g., Fiserv) preferred * We are willing to train the right candidate who has experience in other areas of banking and is committed to remaining with the department long-term. The ideal candidate will demonstrate strong attention to detail, be a fast learner with outstanding comprehension, and show a commitment to becoming an integral member of the team. Key Competencies * Strong quality control and attention to detail * Effective time management and prioritization * Proactive follow-up and problem-solving abilities * Ability to work collaboratively across departments and with external partners * Commitment to accuracy, compliance, and operational efficiency