BSA/AML Specialist

Assist the BSA Officer with monitoring the Bank’s BSA program and ensuring adherence to BSA, Anti-Money Laundering (AML), the Customer Identification Program (CIP), and the Office of Foreign Assets Control (OFAC) policies. Complete a review of new customers for CIP requirements; communicate to retail and lending departments of any missing or incomplete requirements for CIP compliance. Review Customer Due Diligence (CDD) questionnaires for completion and appropriateness of responses; communicate updates needed to retail department. Assist with Currency Transaction Reporting Review and certify OFAC reports and alerts. Communicate with the retail department to ensure accurate and timely report filing and address any BSA deficiencies. Comply with applicable bank regulations, such as regulations governing disclosures, currency transactions, purchase of negotiable instruments, and money laundering (BSA, AML). Participate in annual compliance and other job‑related training. Maintain relationships and contacts: Report to BSA Officer; interact daily with Retail, Lending, and Deposit Operations teams; provide compliance advice at all levels throughout the organization; interact routinely with internal auditors and regularly contact industry, trade, and other bank/thrift groups regarding current events, upcoming legislation, operations, and other industry concerns. Education and Experience Bachelor’s Degree or equivalent experience. A minimum of one year of banking experience. Skills and Competencies Knowledge of BSA/AML compliance. Ability to handle multiple projects at one time. Ability to interact with all levels of staff and management. Excellent interpersonal skills. Strong problem‑solving skills. Effective communication skills, both verbal and written. Willingness to work flexible hours. Computer experience with Microsoft Word and Excel. Working Conditions Traditional office environment with ability to work remotely on a hybrid basis; the office maintains five‑day a week operations (Monday – Friday) with operational hours of 8:00am – 5:00pm. EEO Statement Penn Community Bank is an equal opportunity employer. #J-18808-Ljbffr