Commercial Credit Risk Officer Sr - Middle Market

The Commercial Bank Business Risk Officer, Sr. will have responsibility for driving and overseeing key risk activities for the assigned Commercial Business Unit(s) (i.e., Corporate, Specialty & Government Banking; Commercial Real Estate; Middle Market Banking; Commercial Administration Services; Asset Finance; Capital Markets, etc.). Key risk activities include identifying, monitoring, measuring, mitigating, and reporting on the Business Unit’s risk and control environment. Initially, this position will cover Middle Market Banking and core credit processes and systems for the Commercial Bank. Duties and Responsibilities Drive a proactive risk culture and disciplined execution of risk management practices, ensuring alignment with Huntington’s overall risk appetite Maintains SME knowledge of Huntington credit policies and key credit regulatory requirements and applies them to Commercial credit products and processes Understands credit risk associated with Commercial Bank products, systems, and practices and advises on control design and effectiveness, including identifying opportunities to strengthen control environment and supporting credit-related projects and initiatives Understand key business processes, products, and services; analyze risk impact with a focus on Credit Risk; and advise on strategies to effectively manage risk Define, document, and build controls for key processes Develop comprehensive testing plans for first line validation of findings, issues, and controls to ensure accuracy and reliability Leverage AI and data analytics to identify efficiencies, enhance risk monitoring, and support decision‑making Develop holistic monitoring strategies that integrate emerging risks, internal and external factors, and support mitigation efforts Establish and maintain strong relationships and effective collaboration with key stakeholders to drive implementation of risk management programs and responsibilities Identify and assess the impact of emerging and top risks; advise on the development of monitoring approaches and mitigation strategies Complete risk and control self‑assessments using qualitative and quantitative analyses of control effectiveness, residual risk, metrics, findings, risk acceptances, audit/examination results, and top and emerging risks by risk pillar in alignment with Enterprise Risk Management guidance Maintain detailed understanding of issues impacting the Business Unit and drive disciplined management of findings and actions Lead or actively participate in governance forums including working groups, committees, and enterprise programs to communicate Segment Risk perspectives and obtain insight into corporate‑wide goals and objectives Support Business Unit(s) in preparing for, managing, and responding to Audit, Credit Review, Compliance, and Regulatory reviews/examinations Assess the impact of new or changed products, services, technology/systems, processes, or other initiatives to ensure alignment with Huntington’s risk appetite and governance processes such as the Products and Service Risk Assessment process Basic Qualifications 7+ years of related experience in controls functions such as Line of Business Risk, Enterprise Risk, Audit, Credit Review, relevant operational or credit areas, or similar Bachelor's degree in business or related field Preferred Qualifications Knowledge and understanding of Commercial Banking credit processes and products Deep understanding of control design and management Deep understanding of and ability to apply risk management practices Experience in standing up control processes for new businesses Demonstrated understanding of risk management across all pillars Proficient in Archer and Microsoft Office (Excel, PowerPoint, Word, Visio), including ability to present information in written form (slide decks, email, etc.) Acts with a sense of urgency and effectively adjusts based on priorities Embraces and leads change and transformation through influence Able to navigate differing points of view and perspectives with professionalism and growth mindset Clear, concise, and organized communication appropriate for the intended audience Able to navigate ambiguity in organizations, processes, and requirements Able to lead and support the growth and career development of colleagues Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in‑office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington is an Equal Opportunity Employer. Tobacco‑Free Hiring Practice: Visit Huntington's Career Web Site for more details. #J-18808-Ljbffr Huntington National Bank