Senior Credit Analyst

Senior Credit AnalystWe are seeking an experienced Senior Credit Analyst to join our Credit team in St. Louis Park. The Senior Credit Analyst will provide support to the lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank.Responsibilities:Prepare credit presentations to be used in the credit approval process including cash flow analysis, forecasting of future performance, industry trends, and loan performance historiesCollect, review and analyze loan requests, financial information, appraisals, title insurance, etc. for larger, more complex dealsAssign risk ratings to support loan requestsPrepare annual reviews of existing loan relationshipsAssist lenders with closingsMentor other Credit AnalystsIdentify historical trends of businesses or marketsPrepare spreadsheets, reports, summaries and recommendations on loan structure/pricing for lendersConduct property inspections to ensure accuracyDevelop and maintain accurate records for lending clients and accountsAssist loan and credit department managers with special projects for managing risks in the lending functionMaintain knowledge of all supporting software, compliance, and procedures as they relate to the loan departmentAssist lenders in maintaining positive relationships with new and existing clients by providing timely feedback to client requests and questionsAdhere to the bank's policies, procedures, security requirements and government regulations including (but not limited to) BSA.Qualifications:Bachelor's degree in finance, economics, business or related field3+ years of experience with C&I and/or Commercial Real EstateSuperior analytical/reasoning skillsProficiency in Microsoft Word, Excel, PowerPoint and OutlookExcellent written, verbal, and interpersonal communication skillsAbout Bridgewater Bank:Picture yourself at one of the Twin Cities' best places to work, surrounded by people who challenge you, support you, and inspire you to be your best. Welcome to Bridgewater Bank.We're on a mission to be the finest entrepreneurial bank in the Twin Cities. Like true entrepreneurs, we run fast and lean. We are in constant evolution and the runway for personal and professional growth is long. People are our strength, and that's why we've created and sustained an award-winning culture that promotes growth and celebrates the big and little wins along the way.At the end of the day, we believe competitive salaries, top-tier benefits, and transparency into the business is a given. Working together toward something meaningful with people you enjoy, is just a bonus! Will you join us?Compensation & Benefits:The typical annual/hourly base pay range for this role is between $85,000 - $110,000. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.Bridgewater Bank provides a broad offering of competitive benefits including (but not limited to):Healthcare (medical, dental, vision)Basic term and optional term life insuranceShort-term and long-term disabilityParental leave401(k) with employer matchPaid vacation & paid holidaysPlease Note:The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities, or requirements. It is Bridgewater Bank's policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.Status: ExemptEqual Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.