Lead Credit Officer - Environmental Risk - Vice President

Environmental Risk Vice PresidentBring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.As an Environmental Risk Vice President in Environmental Risk Management, you provide expert environmental risk review and guidance for commercial real estate secured lending and related portfolios. You work with us to apply the Environmental Risk Management Guideline and line-of-business procedures in day-to-day execution, helping ensure consistent, well-documented decisions. You translate environmental due diligence findings into clear written and verbal recommendations that support timely credit decisions and risk mitigation. You help us continuously improve processes, documentation, and quality through peer review and operational enhancements. You may also lead day-to-day workflow and provide guidance to colleagues, supporting our shared culture of accountability and development.Job ResponsibilitiesReview environmental records and due diligence reports for commercial real estate secured loan transactions and prepare recommendation memorandaProcure environmental due diligence and remediation reports from qualified consultants in accordance with bank guidelinesAnalyze collateral assets across lending, portfolio management, and real estate owned acquisition and disposition activitiesEvaluate Phase I Environmental Site Assessments and additional investigations for defaulted commercial real estate loansCoordinate consultant requests for proposals, scope definition, selection, monitoring, and work-product reviewAdvise bankers, underwriters, and management on findings, next steps, further investigation needs, and risk avoidance or mitigation optionsReview complex property situations, including contaminated properties undergoing or requiring remediationCritically review scopes of work for Phase II subsurface investigations and remedial action plansPerform peer review of colleagues' memoranda in alignment with the peer review matrixDevelop and standardize tools and documentation such as inspection checklists, questionnaires, and request templatesLead and execute special projects, including acquisition-related exposure analysis and audit response supportRequired qualifications, capabilities, and skillsBachelor's degree (or equivalent education) in environmental sciences or a related fieldAt least 8+ years of experience administering environmental investigations, environmental risk management, or loss prevention programs supporting commercial real estate assetsDemonstrated experience performing technical review of environmental due diligence reports and translating results into written recommendationsDemonstrated knowledge of federal and state environmental laws and regulatory guidance relevant to environmental risk in bankingDemonstrated ability to assess environmental liability drivers and recommend avoidance, reduction, and mitigation techniquesDemonstrated ability to evaluate Phase I Environmental Site Assessments and guide additional investigation needs, including Phase II subsurface investigationsStrong written and verbal communication skills with internal stakeholders, including underwriters, bankers, and credit approversProficiency with Microsoft Outlook, Word, PowerPoint, and ExcelDemonstrated ability to manage pipeline workload, meet due dates, and produce consistently sound risk decisionsDemonstrated ability to perform quality review of peer work products and provide constructive feedbackDemonstrated ability to guide day-to-day work and provide direction on complex situations for a team or workgroupPreferred qualifications, capabilities and skillsProfessional designation or license such as Registered Environmental AssessorProfessional designation such as Certified Asbestos Consultant (or equivalent)Experience supporting environmental risk decisions for large, complex commercial real estate portfolios at a lenderExperience developing standardized minimum report standards and review templates for environmental deliverablesExperience managing consultant performance, including scope development, fee review, and deliverable quality controlExperience supporting environmental risk analysis for acquisitions and audit examinationsPrior people leadership experience including coaching, training, and performance feedback Chase