Credit Products Underwriter III - Commercial Banking

Req ID: 77461

Location: Dallas -DAL, Phoenix -PHOE

Areas of Interest: Accounting; Commercial Banking; Commercial Credit Specialist; Commercial Credit Underwriter

Pay Transparency Salary Range: Not Available

Application Deadline: 05/25/2026

BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial.

Bonus Type Formula Based Summary

Our commercial banking team delivers personalized services to growth-oriented businesses with exceptional expertise. We offer a wide range of financial solutions, including loans, deposits, and cash management. Leveraging a broad array of products and expert advice, we support business owners in achieving their goals, all while being backed by a robust network within the business community.

Job Description

The Credit Products Underwriter I - Commercial is primarily responsible for underwriting complex financial transactions in conjunction with CPU III, IV or CRMs, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. Also will be able to underwrite non- complex requests independently. In addition, the Credit Products Underwriter I is responsible for providing product and industry expertise to the client by designing and executing solutions on complex clients. Industries and Products offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects, which require additional level of due diligence and analysis. The CPU I will have multiple active credit requests from various Relationship Managers and various geographic locations and must be able to prioritize and exhibit good time management. The CPU I will have client facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Good communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPU I time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter I will partner with the RMs to assist in generating revenue and profitability.

Team Culture

This team thrives on a culture of integrity, collaboration, and innovation. We believe in building and nurturing strong client relationships, ensuring every interaction is meaningful and tailored to our clients' unique needs. Our team is supportive, where your insights are valued, and your career can flourish. Here, you'll find a place where your contributions make a real impact, and your professional journey is supported every step of the way.

How You'll Spend Your Time

• You will prepare financial underwriting for transactions that impact lending division profitability.
• You will conduct credit analysis independently or with senior staff based on complexity.
• You will provide recommendations on transaction structure to Relationship and Department Managers.
• You will identify and document policy exceptions while gathering key customer information.
• You will collaborate with credit approval officers to support analysis and conclusions.
• You will assist in developing new credit business through joint calls with Relationship Managers.
• You will prepare compliance reports, commitment documents, and present credit information to management.

Education & Experience Requirements

This level of knowledge is normally acquired through completion of a Bachelor's degree and 2+ years of credit analysis/credit products underwriter experience; or 7+ years of equivalent work-related experience.

• Ability to clearly communicate and convey information and ideas through a variety of channels.
• Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals.
• General knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies.
• Excellent organizational skills and meticulous work habits.
• Ability to critically review work for errors and incorrect conclusions.
• Ability to complete assignments quickly and efficiently with minimal direction.
• Ability to proactively communicate with both colleagues and senior personnel.
• Conflict management skills.
• Ability to work efficiently under limited timeframes.
• General knowledge of loan documentation, loan policy and regulations.
• General knowledge of the Loan Grading Process.
• Excellent oral and written communications skills.
• Advanced PC and spreadsheet software skills.

BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career!
Apply today and take the first step towards your next career opportunity!


The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.

Please View email address on click.appcast.io any questions.