Commercial Loan Officer

Job Description

Job Description

Benefits:

• 401(k)
• Health insurance
• Paid time off

Commercial Loan Officer
Location: Fort Collins, CO 80031
Employment Type: Full-Time

Summary:
The Commercial Loan Officer plays a key role in Elevations Credit Union’s growth strategy by soliciting, developing, and servicing a wide variety of commercial loans. This individual will act as a financial advisor and trusted partner to members and prospects, managing relationships throughout the entire loan process—from origination to closing and portfolio servicing.

Success in this role requires deep product knowledge, a proven ability to build and manage relationships, a robust personal loan portfolio, and the capacity to thrive in a sales-focused and community-oriented environment.

Essential Functions:
- Originate and service commercial loan relationships, including real estate, C&I, and SBA loans.
- Actively prospect and develop new business through networking, referral partnerships, and community engagement.
- Manage an existing commercial loan portfolio, ensuring high service levels, risk management, and relationship growth.
- Serve as a primary point of contact for commercial members during the entire loan process, maintaining proactive and transparent communication.
- Accurately collect and analyze loan applications, financial documents, and creditworthiness.
- Cross-sell appropriate credit union products and services to meet member needs and support financial wellness.
- Stay current with economic trends, market conditions, and regulatory changes affecting commercial lending.
- Collaborate with credit, underwriting, operations, and legal teams to ensure timely and effective loan processing.
- Represent Elevations Credit Union at business and community events to expand the credit union’s visibility and impact.

Required Skills, Education & Experience:
- Bachelor’s degree (or equivalent experience) in business, finance, economics, or a related field.
- 3–5 years of experience in commercial or business lending within a financial institution.
- Proven success in a sales and production role within the financial services industry.
- Strong knowledge of commercial lending products, services, underwriting practices, and regulations.
- Demonstrated experience managing an existing commercial loan portfolio.
- Excellent communication, interpersonal, and relationship-building skills.
- Strong analytical and financial acumen, with the ability to evaluate risk and structure sound credit deals.

Preferred Qualifications:
- Experience working at a credit union or community bank.
- Established referral sources and active participation in the local business community.
- Familiarity with SBA lending programs and government-guaranteed loan structures.
- Experience with CRM and commercial loan origination platforms.

Flexible work from home options available.