Sr. Credit Risk Officer

Get AI-powered advice on this job and more exclusive features. WorldBridge Partners - Leaders in Recruiting and Executive Search provided pay range This range is provided by WorldBridge Partners - Leaders in Recruiting and Executive Search. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range $120,000.00/yr - $180,000.00/yr Direct message the job poster from WorldBridge Partners - Leaders in Recruiting and Executive Search Sr. Executive Search Consultant at WorldBridge Partners - Leaders in Recruiting and Executive Search POSITION: SENIOR CREDIT RISK OFFICER

LOCATION: HOUSTON, TEXAS

POSITION: ON-SITE

SUMMARY

Supports the Credit Administration and Executive Management teams through comprehensive financial analytics, risk assessment, and credit-related reporting. This role is critical in ensuring the bank maintains regulatory and operational excellence through proactive management of credit risk, allowance reserves, board reporting, and technology-driven analysis and review. This position partners closely with Lending, Credit, Risk, and Finance teams to support sound credit decisions, policy governance, and portfolio performance monitoring. Duties: Prepare and maintain the Current Expected Credit Loss (CECL) and Allowance for Credit Losses (ACL) models using Abrigo. Maintain and update the Loan Policy and related credit administration procedures in collaboration with executive leadership. Develop and enhance reporting and dashboards using Business Analytics and Abrigo platforms, ensuring actionable insights for executive and board-level decisions. Prepare regulatory filings and supporting documentation for Call Reports. Conduct sensitivity and stress testing across the loan portfolio to identify emerging risks and inform strategic decisions. Build and maintain the bank’s credit memo templates in Abrigo, ensuring consistency and compliance with underwriting standards. Manage special asset portfolio including workout strategies and collection coordination with relationship managers and legal counsel as needed. Compile and present board reporting on concentrations, asset quality, loan growth trends, delinquencies, charge-offs, and other credit administration metrics. Assist in the preparation for internal and external audits, loan review findings, and regulatory exams. Perform other duties as assigned by senior management. Knowledge, Skills, and Education Requirements: Basic Qualifications: Bachelor’s degree in Finance, Accounting, Economics, or a related field. Minimum 10 years of experience in commercial credit analysis, credit risk, or credit administration within a bank or financial institution. Hands-on experience with Abrigo (formerly Sageworks) software, particularly CECL, portfolio analysis, and credit memo modules. Strong understanding of CECL/ACL concepts and regulatory guidance. Working knowledge of Call Report preparation and relevant bank reporting regulations. Demonstrated ability to perform loan review, sensitivity analysis, and data-driven reporting. Excellent proficiency in Microsoft Excel; experience with data visualization or business analytics platforms a plus. Strong written and verbal communication skills with the ability to present complex information clearly and concisely. Preferred Skills and Experience: Formal credit training and/or risk certification (e.g., RMA, CRC, or equivalent). Familiarity with loan policy creation and maintenance. Prior experience in workout, collections, or managing criticized assets. Knowledge of portfolio management, credit concentrations, and risk grading systems. Comfortable working independently in a deadline-driven and accuracy-focused environment. Ability to synthesize large volumes of data and distill insights for non-technical stakeholders. Experience preparing and delivering board-level reports or presentations. Seniority level Seniority level Mid-Senior level Employment type Employment type Full-time Job function Job function Finance, Accounting/Auditing, and General Business Industries Banking and Financial Services Referrals increase your chances of interviewing at WorldBridge Partners - Leaders in Recruiting and Executive Search by 2x Inferred from the description for this job Medical insurance Pension plan Paid paternity leave Tuition assistance Disability insurance Child care support Paid maternity leave Vision insurance 401(k) Student loan assistance Get notified when a new job is posted. Sign in to set job alerts for “Credit Risk Officer” roles. Houston, TX $300,000.00-$400,000.00 2 weeks ago Greater Houston $300,000.00-$400,000.00 4 weeks ago Houston, TX $175,000.00-$200,000.00 2 weeks ago Central Houston Nissan - Finance Manager Chief Financial Officer (Energy Trading) Houston, TX $120,000.00-$150,000.00 1 day ago Friendswood, TX $165.00-$175.00 1 week ago Finance Cordant Manager Solutions Projects Houston, TX $113,100.00-$210,000.00 3 days ago Senior Financial Analyst - Neurology - Admin Chief Financial Officer – Managed Services/IT Transformation Services Growth, 78859 Greater Houston $150,000.00-$185,000.00 3 weeks ago Vice President, Chief Financial Officer - The Woodlands, Baytown, & Clear Lake We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr WorldBridge Partners - Leaders in Recruiting and Executive Search