Head of Residential Mortgage and Consumer Portfolio Management - FID Secured Lending - Executiv[...]

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.The Fixed Income Division is comprised of Interest Rate and Currency Products, Credit Products and Distribution. Professionals in the Division assess and actively manage risk, trade securities, and structure as well as execute innovative transactions in the fast-paced and constantly changing global markets.Morgan Stanley FID Secured Lending (“FSL”) is seeking an Executive Director to lead its Residential Mortgage and Consumer Portfolio Management team based in New York.FSL sits within Morgan Stanley’s Fixed Income Division and provides financing facilities to asset originators, aggregators and financial sponsors. FSL currently manages a portfolio backed by a diverse range of assets including residential and commercial mortgages, consumer loans, private credit / corporate loans, fund capital commitments, and infrastructure loans across the US, Europe, and APAC regions.The FSL Portfolio Management team is responsible for the active risk management of the business, spanning transaction evaluation, portfolio construction, and ongoing portfolio strategy. The team plays a critical role in informing senior management’s risk‑taking decisions, guiding business expansion, and managing the portfolio through periods of market volatility. The team engages extensively with senior leadership and key stakeholders, including Credit Risk, regulators, borrowers, and co‑lenders.The Residential Mortgage and Consumer Portfolio Management Head will be responsible for a large portfolio of facilities backed by agency and non-QM mortgages, bridge, NPL/RPL, single family rental properties, unsecured consumer, auto, student loan and other consumer loans.This is a senior, fast‑paced leadership role with direct responsibility for shaping portfolio risk strategy across a large, complex platform and requires strong judgment, proven leadership, and the ability to engage effectively with senior stakeholders.Responsibilities include:Assessing and managing risk across the Residential and Consumer platformEvaluating new transactions and facility amendments and assessing asset quality, structure, documentation and counterparty riskDriving development of risk analytics, stress testing and reporting frameworks to enhance decision-makingInforming business strategy and capital allocation decisions through market intelligence, asset‑level research, and forward‑looking risk analysisRepresenting the platform in interactions with regulators, borrowers, co‑lenders, and internal governance forumsPerforming periodic business reviews and providing reporting to FSL senior leadership as well as business partners in Credit Risk and Capital MarketsEnhancing automation and scalability of portfolio monitoring processesLeading a global team of asset managers. Responsible for training, direction and performance managementFostering a culture of accountability, ownership, and collaborationCandidate skills and qualifications:Extensive expertise in residential mortgage risk management across product types (agency, jumbo, non-QM, NPL/RPL, bridge, CES, SFR). Experience with other consumer asset classes a plus (auto, student loan, unsecured consumer, home improvement)Deep understanding of residential mortgage markets, financing structures, and risk management principlesStrong communication, planning, and organizational skillsExcellent analytical and business problem solving skillsDegree from competitive undergraduate / graduate programCandidates will also demonstrate the following personal attributes:Ability to influence senior decision makers and drive consensusLeadership: ability to lead, scale and motivate global teamsOwnership mindsetHighly motivated, proactive, and strategicComfortable operating in a high‑intensity, fast‑moving environment with multiple competing prioritiesCommitment to continuous improvement and innovationStrong work ethicWHAT YOU CAN EXPECT FROM MORGAN STANLEY:At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.To learn more about our offices across the globe, please copy and paste into your browser.Expected base pay rates for the role will be between $225,000 and $300,000 per year at the commencement of employment for Executive Director. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.For more information, please visit : . #J-18808-Ljbffr Morgan-Stanley