Senior Cyber Security Analyst

About Us
Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

This high impact, high visibility position is part of Payment Systems Intelligence - a key component of Global Risk's PaymentEcosystem Risk and Control(PERC) initiative. PERC's team of technology experts are vital to Visa's efforts to identify, investigate, disrupt and prevent attacks targeting the global payment ecosystem. This role will specifically aid in the all-source and technical analysis of cybercrime and fraud operations targeting the global payments ecosystem, with a specific focus on global scam campaigns. TheSeniorAnalystwill beresponsible forsupportingefforts to identify, investigate,disrupt, and develop intelligence reporting on the most prolific and impactful scam activity targeting Visa payments.

The SeniorAnalystwill also beresearching, drafting, publishing, and presentingclient-facing and public intelligence reports on behalf of Visa Inc.TheSeniorAnalystwill support a key functional area of Visa with fraudand scaminvestigations, intelligence collection, client fraud and cybercrime discussions,and additional ad-hoc intelligence and cybercrime requests as needed.Key measures of success for this position include: reduced successful cyber fraud targeting financial institutions,identification and successful disruption of scam activity,the ability to support early identification ofnew fraud trends and tacticsthrough intelligencecollection and investigations, rapid response, triage and analysis of technical forensic investigation reports and ability to conduct analysis ofmaterial cybercrime, fraud and scamevents.

Primary Responsibilities:

• Supportefforts to disrupt scam activity, including uncovering scam infrastructure using closed and public sources, connecting infrastructure and common indicators across numerous investigations, and action investigation findingsto disrupt scam activity at the source.

• Support the development ofrobust and detailed processes foridentification of scam activity, intake of reports from key partners, triage of identifications and reports topursue most pertinentinvestigations, andfollow the investigation through to disruption of the scam campaigns.

• Manage vendor relationships and identify new and novel ways to utilize vendor tools for scam disruption.

• Draft,publish, and presentintelligence reporting for multiple audiences, including senior leadership, external clients, and for public consumption

• Identify new fraud and cybercrime threats to the payments ecosystem and communicate them to relevant stakeholders

• Triage and analysis of forensic investigation reports, identification of technical correlations betweencybercrime attacks, and ability to develop digital infrastructure maps (domains, IPs, malware variants) of overlapping cybercrime operations.

• Provide intelligence and technical analysis support to the Investigations team during official PCI forensic investigations.

• Support Visa risk personnel with investigations, intelligence collection, and extracting actionable information from intelligence sources.

• Identify new fraud and cybercrime threats to the payments ecosystem and communicate them to relevant stakeholders.

• Provide intelligence and technical analysis support tothe Global Risk organization to further protect the payment ecosystem.

• Conduct all-source analysis of cybercrime and fraud tools, methods, and attacksin order tocommunicatedthese threats to internal Visa partners and external clients

• Provide presentations to global audiences on cybercrime and fraud threats impacting the payments ecosystem

• Other duties as assigned.

This role is a Hybrid position to be located in either our Austin or Atlanta office locations. Visarequiresat least 3 days in office, expectations of these days will be confirmed by your Hiring Manager.

Qualifications

Basic Qualifications:

• 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Preferred Qualifications:

• 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
• 6-8years' experience in payment card or information security industry,all-source cyber intelligenceorganizations,investigating payment card,cybercrime fraudorBachelor's degree with5-7years ofreal-word experience.
• Mastersdegree in related field
• At least 1year of direct experience investigating and disrupting scam activity.
• Excellent written, oral and presentation skills and an ability to synthesize information and make clear, concise recommendations on course of action
• Moderateunderstandingofnetworks, risk management, network security, digital forensics, and security operations
• Ability to identify emerging cybercrime and fraud techniques in a fast-paced, highly technical environment. Understand network and system vulnerabilities and provide recommended counter measures or mitigating controls to reduce payments risk to an acceptable and manageable level.
• Conduct in-depth fraud analysis in support of investigations and present findings to clients or internal partners
• Leverage assistance from local, state and federal law enforcement agencies investigating incidents of fraud
• Proven experience using automation, AI, GenAI, analytics, and technology solutions to streamline manual processes and improve operational efficiency.
• Ability to define clear technical and business requirements for automation, AI, data analysis, GenAI, case management, and intelligence workflow initiatives.
• Adaptable and able to work well in a fast paced,team orientedenvironment
• Proficiencywith draftingdetailed,technical reports
• Ability to respond after-hours, weekends and holidays tomajorglobalfraud events
• Passion for fraud schemes and cybercrime investigations
• Good interpersonal, facilitation, and demonstrated leadership skills
• Understanding ofpayments process and cybercrime and fraud techniques
• Able to operate at an advanced level of written and spoken communication; write and speak effectively with impact
• Capable of delivering presentations and comfortably interacting with all levels of Visa and client management
• Previous experience in developing and producing reports to executive management
• Ability to prepare reports on meaningful trends and fraud stats
• High level of self-motivation and initiative
• Knowledge of transactions, systems processing transactions and overall transaction process.
• Concepts, terms, processes, policy and implementation of information security
• Intelligence databases and analytical tools or similarintelligence reporting systems
• Analysis of cyber threat intelligenceand fraud intelligence.
• CISSP, CHFI, CEH, GIAC, Security +certifications

U.S. Applicants Only

The estimated salary range for this positionis $124,300 to $210,300 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.