AML Analyst

The AML Analyst is accountable to follow approved, documented processes and protocols to analyze information and adjudicate system or manually generated alerts, identifying names/entities/transactions that appear to relate to money laundering or terrorist financing and escalating these items for further investigation or reporting to the appropriate government agency as required by anti-money laundering regulations within various global jurisdictions

ROLE ACCOUNTABILITIES

• Collect and analyze a wide variety of information related to system or manually generated alerts to identify persons and entities that may be laundering money or funding terrorism, escalating as appropriate for further investigation or reporting in accordance with defined processes and legislation.

• Conduct a comprehensive review within established prescribed processes/guidelines set by the AML leadership team of high risk clients and assess risks posed to the bank and provide a final recommendation to maintain/demarket client based on assessment and risk of client.

• Identify unusual activities and behaviors across multiple products, analyzing and assessing information and referring all transactions that may relate to money laundering or terrorist financing for further investigation or reporting as outlined in documented processes and protocols.

• Support the fulfillment of necessary reporting requirements by ensuring accurate documentation, timely disposition and provision of critical information assessment as required.

• Provide detailed, effective input to MIS, for analysis and reporting on information from assigned systems for the purpose of analyzing and detecting name matches/irrational or unusual activity.

• Support effective utilization of AML systems, tools and reports to detect and manage AML by participating in ongoing training to develop and maintain knowledge, skills and capability.

• Document all information found throughout the investigation, developing and maintaining account files in a manner that will ensure compliance with the AML/TF customer due diligence operating directive and HRAU procedures.

• Ensure adherence to all aspects of First Principles, our code of Business Conduct and Ethics, including individual accountability as it relates to potential conflicts of interest, safeguarding of customer information, trading in securities, anti-money laundering, privacy and disclosure of outside business activities.

REQUIRED KNOWLEDGE & SKILLS

• An undergraduate degree, graduate degree or professional designations would be beneficial.

• 3-5+ years AML experience

• Strong understanding of complex financial instruments and interbank lending.

• Experience working in a middle office function of capital markets would be an asset.

• Working knowledge of applicable Bank systems and Microsoft Office Suite • Analytical Thinking (In-depth) • Problem solving (Working) • Organizational Understanding (Working) • Risk Management (In-depth) • Excel: spreadsheet management/manipulation (intermediate level).

• AMLEO knowledge

• Knowledge of capital markets products would be an asset - correspondent banking, trading products, trade finance transactions

EEO Employer

Apex Systems is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), age, sexual orientation, gender identity, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, disability, status as a crime victim, protected veteran status, political affiliation, union membership, or any other characteristic protected by law. Apex will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation in using our website for a search or application, please contact our Employee Services Department at [email protected] or View phone number on click.appcast.io.

Everforth Apex is a world-class IT services company that serves thousands of clients across the globe. When you join Everforth Apex, you become part of a team that values innovation, collaboration, and continuous learning. We offer quality career resources, training, certifications, development opportunities, and a comprehensive benefits package. Our commitment to excellence is reflected in many awards, including ClearlyRateds Best of Staffing® in Talent Satisfaction in the United States and Great Place to Work® in the United Kingdom and Mexico.

Everforth Apex uses a virtual recruiter as part of the application process. Click here for more details. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Everforth Apex and its affiliates, and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy at

Everforth Apex Benefits Overview: Everforth Apex offers a range of supplemental benefits, including medical, dental, vision, life, disability, and other insurance plans that offer an optional layer of financial protection. We offer an ESPP (employee stock purchase program) and a 401K program which allows you to contribute typically within 30 days of starting, with a company match after 12 months of tenure. Everforth Apex also offers a HSA (Health Savings Account on the HDHP plan), a SupportLinc Employee Assistance Program (EAP) with up to 8 free counseling sessions, a corporate discount savings program and other discounts. In terms of professional development, Everforth Apex hosts an on-demand training program, provides access to certification prep and a library of technical and leadership courses/books/seminars once you have 6+ months of tenure, and certification discounts and other perks to associations that include CompTIA and IIBA. Everforth Apex has a dedicated customer service team for our Consultants that can address questions around benefits and other resources, as well as a certified Career Coach. You can access a full list of our benefits, programs, support teams and resources within our 'Welcome Packet' as well, which an Everforth Apex team member can provide.

Everforth Apex Systems is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), age, sexual orientation, gender identity, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, disability, status as a crime victim, protected veteran status, political affiliation, union membership, or any other characteristic protected by law. Everforth Apex will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.

If you require an accommodation under the Americans with Disabilities Act to participate in an interview with a virtual recruiter or to use our website for a search or application, please contact our Benefits Department at [email protected] or View phone number on click.appcast.io. Please note that this contact information is strictly to be used for medical ADA accommodations and that no other inquiries will be answered.

UnitedHealthcare creates and publishes the Transparency in Coverage Machine-Readable Files on behalf of Everforth Apex Systems.