Collections Agent

Job Description

Job Description

Position Overview  

Triad Financial Services is a leading provider of financial services and solutions, serving clients nationwide. We are seeking a highly motivated and skilled Collections Agent to join our growing team.

Essential Functions:  

• Generate high volume of outbound calls to early stage delinquent borrowers
• Resolve delinquent accounts by demanding and collecting the full amount due, establish a solid plan with the borrower to make the payment.
• Determine the reason for non-payment
• Document mortgage collection systems with all activities and communications
• Send Notice of Defaults (NODs) to customers when required
• Send letters to customers with pending post-dated payments
• Demonstrate accurate knowledge and strict application of federal regulations and collection laws (FDCPA)
• Skip trace accounts when identified or submitted by the Collections Supervisor or Collections Director. The Skip Trace task is preformed using various free websites such as; Reverse Search, White pages, Anywho.com etc. 
• Process mortgage payments in accordance with established guidelines
• Follow all company and departmental policies and procedures
• Utilize proper protocol for borrowers, clients, state and federal regulations, as well as best practices
• Consistently meet or exceed monthly goals
• Be flexible with their time and schedule in order to meet the needs of the business
• Perform other duties that may be assigned by supervisor

Minimum Qualifications:  

• High School diploma or equivalent
• Solid PC skills
• Analytical and problem-solving skills
• Attention to detail
• Communication skills with demonstrated ability to interact in a positive and professional manner at all times with all levels of both internal and external audiences
• Ability to negotiate with others and demonstrate assertiveness and empathy when necessary to obtain favorable resolutions
• Knowledge of billing and collections procedures
• Must be goal oriented & results driven
• At least 1 year of telephone customer contact experience
• Ability to present a professional image to customers, coworkers and external contacts
• Excellent verbal and written skills to communicate and negotiate with parties
• Ability to prioritize multiple tasks and work well under deadlines
• Knowledge of federal regulations and the Fair Debt Collection Practices Act
• Patience and ability to manage stress
• MSP experience is a plus

Physical Demand:  

• Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards. 
• Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local standards
• Must be able to talk, listen and speak clearly on telephone