Mortgage Consultant (Bank)/ Hybrid

Department: Retail Lending

Reports to: Sr. Retail Banker

Supervises: None

Status: Full-Time / Non-Exempt (Salary plus commission position) / Hybrid

Salary range listed is base only and does not include commission.

Must already be authorized to work in the United States. Relocation is not provided.

Partners Bank is a rapidly growing community bank with operations in Maine and New Hampshire that has established superior service level expectations. We offer generous compensation and benefits while fostering opportunities for growth and flexible work schedules when appropriate.

Summary for the Mortgage Consultant:

• Originate a variety of consumer residential loans in accordance with established policies and procedures and all applicable regulatory requirements.
• Provide exceptional responsiveness and lending knowledge.
• Actively promote the Bank with real estate brokers, builders and other centers of influence to increase referrals and build strong networks.

Job Requirements for the Mortgage Consultant:

• Minimum of three years of residential lending and sales experience.
• Knowledge of lending and underwriting policies and procedures, including guidelines issued by FNMA, MSHA, VA, Rural Development and other investors.
• Strong sales, organizational and interpersonal skills
• Excellent written and verbal communication skills

Specific Job Functions for the Mortgage Consultant:

• Proactively uncover residential loan opportunities through relationships with brokers, builders, or other centers of influence.
• Receive residential loan referrals from assigned branches and others; follows up with results of referrals.
• Develop and maintain good relationships with centers of influence and internal referral sources.
• May take correspondent loan applications with oversight by the Correspondent Mortgage Loan Officer.
• Participate in various associations or events to build relationships with brokers, builders and other centers of influence.
• Submit accurate and complete loan files with all appropriate supporting documentation in conformance with the Bank’s policies and procedures, and with all applicable regulatory requirements.
• Uses the applicable technology to accurately enter loan applications and manage the loan file from origination to closing.
• Maintain contact with borrowers, brokers and others involved with a loan application at least weekly or more often as needed.
• Work closely with the assigned Processor managing loan pipeline to ensure loan closing commitments are met.
• Cross-sell or refer additional lending, deposit or investment products when appropriate.
• Attends residential mortgage closings.

This Job Description for the Mortgage Consultant describes the essential functions and qualifications of the job described. It is not an exhaustive statement of all the duties, responsibilities, or qualifications of the job. This document is not intended to exclude modifications consistent with providing reasonable accommodations for a disability. This is not a contract.

Your signature will indicate that you have read this Job Description and understand the essential functions and qualifications for the job.

Compensation details: Hourly Wage

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