Recovery Specialist

Job Overview Process accounts that are in default and secured by collateral to minimize loss to Bank. Adhere to Government regulations, state laws and Bank requirements as it relates to real-estate foreclosures and auto/rv/marine repossessions. Support clients which may include addressing escalated calls/complaints, collaborate with vendors and internal business partners, teammates (training, guidance, etc.), and managers (may coordinate daily operational workflow). Process required paperwork, reporting and controls and use various tools, systems, and guidelines to help make workflow decisions. Responsibilities 1. Independently process accounts secured by collateral that are in varying stages of default to work towards resolution. 2. Prepare, review, analyze and retain department reporting. 3. Minimize risk by complying with Federal regulations, state laws, Bank policy and Unit procedures. Identify, mitigate or communicate any issues or concerns to appropriate parties. 4. Leverage multiple systems/business tools to monitor determine/support appropriate outcomes/actions. 5. Maintain positive working relationships between peers (provide guidance, assist with training) and managers as well as clients, repossession/ property preservation vendors, foreclosure attorneys, and internal partners. 6. Meet/exceed monthly teammate performance metrics (productive/quality) and some department level metrics as defined by manager. 7. Assist Manager with Quality monitors and departmental controls for process adherence. 8. May approve charge off reports within authorized level and sign off on loan documents for the Bank. 9. Engage in testing of new systems and processes. 10. Update training guides, materials and help draft procedures. 11. Support preparation of audit deliverables. 12. Provide defined back-up support to Manager for business continuity. Qualifications Required 1. High school diploma/GED 2. 3+ years of successful Repossession, Foreclosure and/or Default experience. 3. Ability to resolve complex situations related to business processes, robust verbal, written and interpersonal skills, ability to work independently. 4. Demonstrate basic proficiency in computer applications such as Microsoft Office software products and familiar with internal job related systems. 5. Ability to multi-task and coordinate work. Preferred Qualifications 1. 4+ years of Repossession, Foreclosure, and other job specific experience. 2. Higher level/secondary education, some college, Associates degree or Bachelor’s degree 3. Previous supervisory experience. Salary The annual base salary for this position is 45,760.00 - 70,940.00 USD Annual. Benefits General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment 10 sick days (also prorated) paid holidays Defined benefit pension plan Restricted stock units Deferred compensation plan Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work About Truist Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust. We serve clients in a number of high-growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com. #J-18808-Ljbffr