Underwriter II

Hybrid - South Portland, Maine, United States · Philadelphia, Pennsylvania, United States Jul 22, 2026 $68,640 - $85,800/year Job Responsibilities and Requirements Independently evaluates and synthesizes information in order to accept, modify, or rejects risks on a case. Has the ability to exercise independence and discretion in making final decision making of risk accepted/rejected. Book of business and new business quote activity is comprised of both experience and manually rated cases. Utilizes experience in the industry, understanding of the client and marketplace to review and evaluate all assigned risks in the Group lines of business that includes plan design, experience, manual rates and provides guidance to sales, service, and all internal business partners to price and renew all business lines. The overall final case position is determined by the Underwriter II. Has a thorough understanding of our manual rating approach, including base rates and factors that drive claims cost changes. Understands PACS and evaluates inforce business for cross sell, enrollment, plan design changes and other NBOC (New Business Old Case) situations to help generate additional revenue. These factors are utilized in the final position on a case. Displays strong understanding of our experience rating methodology and is beginning to understand factors that contribute to aggressive or conservative formula rates and utilizes those in evaluation for overall case position. Independently determines. Evaluates coverage amounts, premium rates and experience rates on new and inforce business, which includes new business submissions, amendments to in-force plans and renewals exercising independent judgment. Develops and maintains a strong relationship with sales and service partners in the field. Following analysis and evaluation articulates final decision rationale on case pricing. Identifies and communicates to management product risk in a way that is easily understood. Knowledge of both pre-sale and renewal underwriting and can complete complex tasks on both independently. Effectively collaborates with colleagues in various functions (contracts, claims, compliance) to reach decisions favorable for RSL that are included in the sold case which was finalized by the Underwriter II. Identifies and communicates to management product and systems enhancements for the betterment and continuous improvement of the Underwriting department. Leads projects that focus on increasing the efficiency and effectiveness of the underwriting function. These projects will focus on creating more efficient operations leading to overall more enhanced positions being produced. (Typical 15% of time) Trains underwriting staff on underwriting guidelines and principles. Mentors Underwriting Trainees. Required Knowledge, Skills, Abilities and/or Related Experience Three to five years previous relevant underwriting experience required. Working knowledge of group products for all lines of coverage. Effective verbal and written communication skills. Ability to make decisions concerning the acceptability of Group Risks with moderate supervision. Strong mathematical skills and analytical skills. Excellent organizational skills with the ability to perform detailed and diversified duties including prioritization of high volume/deadline workload. High level of customer service orientation. Ability to research and solve problems with moderate supervision. Proficient in negotiation skills with both internal and external customers. Demonstration of project management skills in management of book of business. Proficient with Excel, Power Point, and other Microsoft office applications. Ability to Travel: None The expected hiring range for this position is $68,640.00 - $85,800.00 annually for work performed in the primary location (Philadelphia, PA). This expected hiring range covers only base pay and excludes any other compensation components such as commissions or incentive awards. The successful candidate’s starting base pay will be based on several factors including work location, job-related skills, experience, qualifications, and market conditions. These ranges may be modified in the future. Work location may be flexible if approved by the Company. What We Offer At Reliance Matrix, we believe that fostering an inclusive culture allows us to realize more of our potential. And we can’t do this without our most important asset—you. That is why we offer a competitive pay package and a range of benefits to help team members thrive in their financial, physical, and mental wellbeing. An annual performance bonus for all team members Generous 401(k) company match that is immediately vested A choice of three medical plans (that include prescription drug coverage) to suit your unique needs. For High Deductible Health Plan enrollees, a company contribution to your Health Savings Account Multiple options for dental and vision coverage Company provided Life & Disability Insurance to ensure financial protection when you need it most Family friendly benefits including Paid Parental Leave & Adoption Assistance Hybrid work arrangements for eligible roles Tuition Reimbursement and Continuing Professional Education Paid Time Off – new hires start with at least 20 days of PTO per year in addition to nine company paid holidays. As you grow with us, your PTO may increase based on your level within the company and years of service. Volunteer days, community partnerships, and Employee Assistance Program Ability to connect with colleagues around the country through our Employee Resource Group program Our Values: Integrity Empowerment Compassion Fun EEO Statement Reliance Matrix is an equal opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, national origin, citizenship, age or disability, or any other classification or characteristic protected by federal or state law or regulation. We assure you that your opportunity for employment depends solely on your qualifications. Reliance Matrix provides innovative, technology-driven employee benefits and absence management solutions, enhancing workforce productivity and compliance with customized services backed by a trusted insurance carrier. #J-18808-Ljbffr Reliance Matrix