Community Reinvestment Act Specialist (Remote Eligible - KS, MO Only)

Community Reinvestment Act Specialist

The CRA Specialist assists the CRA Manager with documentation, tracking and analysis of lending data for the Bank consistent with the requirements of the Community Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA). Performs quality control and testing to assess compliance with CRA and HMDA.

Essential Duties and Responsibilities:

• Ensure the Bank's compliance with the Home Mortgage Disclosure Act (HMDA) and Community Reinvestment Act (CRA) reporting requirements.
• Accountable for the compilation, submission and accuracy of the HMDA and CRA Loan Application Registers (LARs), which are the basis of CRA and Fair Lending Compliance Examinations
• Assist in creation and maintain the Bank's LARs, HMDA data, and CRA Small Business/Farm loans
• Conduct an independent review and validation of loan data to ensure accuracy and compliance with the HMDA regulations; identify and recommend improvements where necessary
• Work with business units to obtain data and ensure compliance with HMDA
• Monitor and review changes in laws and regulations regarding HMDA and CRA
• Prepare reports for management, including Fair Lending and CRA departments
• Provide support and assistance to the HMDA Compliance Manager in the administration of workflows and other responsibilities as needed

Qualifications:

• Excellent communication, organizational, and writing abilities
• Multitasking ability in a fast-paced environment
• CRA Software knowledge, including RiskExec
• Focused on regulatory compliance

Education and/or Experience:

• High school diploma or equivalent required
• Minimum two (2) years' experience and working knowledge of consumer protection laws and regulations that impact financial institutions, including HMDA and CRA required

Computer and Software Skills:

• Proficiency in Microsoft Office and Google Workspace
• RiskExec SalesForce

Risks, Licenses and Registrations:

• None

Equal Opportunity Statement: Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources.