Mortgage Loan Processor

Mortgage Loan Processor

Our Mortgage Loan Processor delivers exceptional service while processing and reviewing Mortgage/Real Estate and Home Equity Loan requests. We are looking for a candidate that possesses the following skills; a high school diploma or equivalent, math aptitude, and keyboarding skills. Recognized for our commitment to employees, members, and the surrounding communities we serve, Neches is proud to be a Great Place to Work certified company. With $1 billion in assets and over 80,000 members, we are dedicated to delivering signature service while providing financial resources to improve our members' financial well-being. We are proud of our local roots and Team Neches continues to be true to the credit union commitments. We are Family, Friends, Community.

Additional Required Qualifications:

• At least 1 year of Mortgage related experience, or Degree in related field
• Strong multi-tasking and time management skills, capability to handle high volume of loan requests and work within timeframes
• The ability to work independently while displaying initiative and decision-making
• Exhibits attention to detail and organization skills
• Ability to interface with members in a positive manner with empathy, courtesy and tact
• Professional phone etiquette
• Strong interpersonal, verbal and written communication skills
• Dependable; punctual and regular attendance
• Ability to work well in a team environment and support the credit union's mission and values

Job Summary:

• Receives, evaluates and reviews loan applications for completeness, accuracy and acceptability
• Audit files to make sure that all documentation is complete; prepares documents for underwriting and closing review
• Perform all processing, pre-underwriting, and pre-closing tasks required to proactively manage mortgage loan files
• Prepares, collect, maintains, organizes, files, records, and manages all documentation related to mortgage applications, real estate collateral and insurance policies
• Ensure that files meet and comply with all Federal, State, and Internal guidelines and regulations
• Setup and assist members with automatic transfers and payroll deductions
• Process telephone transactions
• Research and help members with loan issues; resolving questions regarding application information
• Keeps members and realtors properly informed of Credit Union policies and procedures
• Educating members on the terms and conditions

Classification: Non-exempt

Location: Administration (Port Neches)

Hours: Scheduled for 40-hours per week between the hours of Monday through Friday 8:15AM to 5:15PM