Commercial Banking Officer

Commercial Banking Officer

Are you ready to elevate your career in the financial services industry? Our client, a respected bank in your area, is seeking an experienced Commercial Banking Officer to join their team. This role offers a unique opportunity to develop new commercial loan business, structure and close deals, and manage a diverse portfolio while representing the bank in the community.

**Key Responsibilities**

- Evaluate client needs and tailor financial solutions including commercial loans and other banking products.

- Actively promote and cross-sell the full range of banking services to meet client goals.

- Provide prompt, professional responses to client inquiries within 24 hours.

- Maintain strong relationships with current clients to foster goodwill and enhance business growth.

- Participate in networking activities such as community events, Chambers of Commerce, and cultivate relationships with centers of influence.

- Achieve monthly call and outreach targets through warm and cold prospecting.

- Prepare detailed credit analyses, loan memos, and ensure loan documentation is complete and accurate.

- Manage timely loan closings and client communications regarding account status.

- Coordinate with operations to resolve credit and account issues efficiently.

- Maintain strict adherence to all banking compliance regulations.

**Qualifications**

- Bachelor's degree in a relevant field.

- A minimum of 3 years' experience in banking or financial services.

- Proven track record working with customers at diverse organizational levels, including business owners and managers.

- Exceptional communication and presentation skills.

- Strong underwriting experience including proposal preparation and credit analysis.

- Ability to work independently, stay organized, and manage multiple tasks effectively.

- Proficiency in Microsoft Outlook, Word, and Excel.

**Preferred Experience**

- Handling loan sizes averaging $500K, with portfolio exposure to $3M to $10M commercial and industrial loans.

- Experience with a diverse credit portfolio.

- Bringing an existing portfolio is a plus.

**Compensation & Benefits**

- Competitive base salary plus up to 40% variable compensation based on loan and deposit growth.

- Health, dental, and 401(k) benefits.

Work Environment:

- Enjoy a balanced role with both office-based and community engagement activities.

This is an excellent chance to contribute to a thriving financial institution and grow your career in commercial banking.

If you meet the qualifications and are excited by this challenge, let's connect! Please respond to schedule a conversation and learn more about this opportunity.