Credit Underwriter I-II and Senior

Position Description Job responsible for supporting credit underwriting and monitoring for new and existing clients in partnership with a credit team. Key responsibilities include independently managing transactions or portfolios of limited to moderate complexity, completing and reviewing credit analysis, evaluating risks, and writing financial analysis. Responsibilities include leading the process, ensuring timely and accurate analysis, and coaching teammates on credit requirements. Responsibilities Manages a portfolio of clients supporting underwriting and/or monitoring requirements with limited to moderate complexity Independently works with Relationship Management, and Risk teammates to understand structuring needs and requirements Delivers financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision‑making process Reviews work of junior teammates to provide feedback/​coaching and ensure compliance with laws, rules, regulations and policy procedure Has credit approval for certain credit actions Leads loan structure conversations and completion of loan documentation with internal/external legal partners Skills Attention to Detail Credit and Risk Assessment Financial Analysis Underwriting Written Communications Analytical Thinking Credit Documentation Requirements Financial Forecasting and Modeling Recording/Organizing Information Business Acumen Collaboration Collateral Management Loan Structuring Prioritization Required Qualifications 5+ years of solid experience in Commercial Banking Underwriting (Middle Market or Large Corporate or Leveraged Finance) performing financial analysis, structuring, and portfolio management Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring. Desired Qualifications Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed. Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.) BA/BS Desired Shift 1st shift (United States of America) Hours Per Week 40 Pay Range $70,000.00 - $162,500.00 annualized salary, offers to be determined based on experience, education and skill set. Discretionary Incentive This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company. Benefits This role is currently benefits eligible. We provide industry‑leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve. #J-18808-Ljbffr Bank of America