Experienced Mortgage Loan Originator / Lender

Job Description

Job Description

Description:

We are seeking an experienced Mortgage Lender to join our team in South Sioux City, NE. You will help clients navigate the home-buying process and find the best financing solutions. The ideal candidate brings a strong background in mortgage closing operations. You will manage the loan process from origination through closing while ensuring compliance and top-tier customer service.

Key Responsibilities

• Originate residential mortgage loans by evaluating applicant financial profiles.
• Guide borrowers through the process from application to final loan closing.
• Review financial documentation including tax returns, credit reports, and income statements.
• Collaborate with processors and underwriters to ensure accurate loan documentation.
• Maintain active knowledge of local real estate markets, compliance regulations, and lending products.
• Develop relationships with real estate agents, builders, and community partners to generate leads.

Requirements:

• Experience : Minimum of 3–5 years of direct experience in mortgage closing or processing.
• Licensing : Active NMLS license (or ability to obtain quickly upon hire).
• Compliance Knowledge : Deep understanding of TRID, RESPA, and federal lending guidelines.
• Tech Skills : Proficiency with Loan Origination Systems (LOS) and automated underwriting systems (DU/LP).
• Skills : Strong financial acumen, sharp attention to detail, and excellent communication habits.

Preferred Qualifications

• Consumer Lending: Experience with personal loans, auto loans, or home equity lines of credit (HELOCs).
• Language: Bilingual skills (English and Spanish) are highly valued to serve our diverse local community.

Benefits

• Competitive salary
• Comprehensive health, dental, and vision insurance
• Company paid life insurance
• 401(k) matching program
• Paid time off and observed company holidays
• F&M Clothing Credit