Portfolio Manager
United Community Bank
Overview Hiring In: Huntsville, AL or Decatur, AL United Community is seeking a highly skilled Portfolio Manager . The Portfolio Manager is responsible for managing larger commercial credits, ensuring the portfolio meets soundness, profitability, and growth objectives. They provide credit and sales support to Commercial Lending, analyze complex financial statements, and prepare credit analysis packages. Additionally, they serve as a secondary contact on client relationships, identify cross-sell opportunities, and assist in the loan process. The Portfolio Manager plays a crucial role in maintaining operational excellence and supporting the overall growth of the portfolio. What You'll Do
- Manage larger commercial credits to ensure portfolio soundness, profitability, and growth.
- Provide credit and sales support to Commercial Lending.
- Analyze complex financial statements and prepare credit analysis packages.
- Serve as a secondary contact on client relationships.
- Identify cross-sell opportunities with new and existing clients.
- Assist in the loan process, including underwriting and closing.
- Prepare commitment letters and review loan documents.
- Assist lenders in their prospecting efforts.
- Bachelor's Degree in finance or accounting preferred.
- 5+ years of experience in commercial lending.
- Proficient knowledge of credit policy, banking regulations, and loan documentation.
- Ability to analyze complex financial statements and tax returns.
- Strong interpersonal and communication skills.
- Excellent organizational and time management skills.
- Ability to work effectively within the company's credit culture.
- Proficiency with in-house financial reporting applications, including Navigator.
- Good mathematical, reading comprehension, and writing skills
- Must be able to pass a criminal background & credit check
- This is a full-time, non-remote position
- Exempt
Vacancy posted 9 hours ago
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