REMOTE Life & Health Advisor | Work From Home

Remote Life & Health Advisor | Work From Home

Company: AO | Globe Life
Location: Virginia Beach, VA 23452 | 100% Remote
Job Type: Full-Time | Flexible Schedule
Compensation: Commission-Based | Weekly Pay | Performance Incentives
Experience: Entry-Level Welcome | No Prior Insurance Experience Required

Continue Your Mission. Protect Families. Build Your Future.

Are you a  U.S. military veteran, transitioning service member, National Guard or Reserve member, or military spouse  looking for a flexible career where your leadership, discipline, adaptability, and commitment to service are valued?

AO is seeking motivated professionals to join our growing remote team as  Life & Health Advisors .

You'll work virtually with individuals and families through scheduled Zoom and phone appointments, helping them understand available  life, accident, and supplemental health insurance benefits , identify their protection needs, and make informed decisions about their financial future.

Military experience develops many of the qualities that translate well into this career:  accountability, communication, resilience, teamwork, leadership, organization, and service to others.

No previous insurance experience is required.  We provide comprehensive training, licensing guidance, mentorship, and ongoing professional development.

Opportunity Highlights

✔ 100% Work From Home
✔  Flexible Schedule
✔  Qualified Client Opportunities Provided
✔  No Lead Purchasing Required
✔  Weekly Commission-Based Pay
✔  Performance Bonuses & Uncapped Earning Potential
✔  Training & Licensing Guidance
✔  One-on-One Mentorship
✔  Renewal & Residual Income Opportunities
✔  Performance-Based Leadership Advancement

Why Military Professionals Thrive at AO

  Continue a Career of Service

Military service is rooted in responsibility, teamwork, and helping others. This role provides an opportunity to carry those strengths into a civilian career focused on serving families.

You'll help clients:

• Understand available insurance benefits

• Evaluate their financial protection needs

• Compare coverage options

• Navigate the enrollment process

• Maintain and update coverage over time

• Access ongoing policy support

Our approach emphasizes  education, service, and trust—not high-pressure sales tactics.

What You'll Do

Client Consultations & Benefits Education

• Conduct scheduled virtual consultations through Zoom and phone

• Connect with individuals seeking information about available benefits

• Identify individual and family financial protection priorities

• Explain life, accident, and supplemental health insurance options

• Answer questions clearly and professionally

• Provide personalized, needs-based recommendations

• Guide eligible clients through applications and enrollment

• Assist with required documentation

Build Long-Term Client Relationships

Your relationship with clients continues beyond the initial enrollment.

You'll also help with:

• Policy reviews

• Beneficiary updates

• Coverage questions

• Policy and account service requests

• Claims-related guidance

• Follow-up communication

• Changes in family protection needs

• Ongoing client support

The goal is to become a  trusted resource for the families you serve.

Qualified Client Opportunities

  Focus on Serving Clients

Representatives receive access to qualified client opportunities through our established system.

This allows you to focus on:

• Scheduled consultations

• Benefits education

• Needs analysis

• Personalized recommendations

• Enrollment assistance

• Relationship building

• Long-term client service

Representatives are not required to purchase leads.

Compensation & Earning Potential

  Weekly Commission-Based Compensation

This is a  performance-based insurance opportunity rather than a guaranteed hourly or salaried position .

Compensation opportunities may include:

• Weekly commission payments

• Performance-based bonuses

• Renewal income

• Residual income opportunities

• Leadership incentives

• Recognition programs

• Additional performance-based rewards

There is  no predetermined cap on commission earnings ; however, compensation is directly tied to individual activity, production, consistency, and results.

Individual earnings vary. No specific income level is guaranteed.

100% Remote Career

  Work From Home

Build your career from home while staying connected through a modern virtual environment.

Benefits include:

• No daily commute

• Flexible scheduling

• Virtual client appointments

• Remote training and mentorship

• Digital business systems

• Nationwide team collaboration

• Greater control over your work environment

Successful remote representatives bring the  discipline, organization, and accountability  necessary to manage their responsibilities independently.

Training & Licensing Support

  No Insurance Experience Required

You do not need an insurance background to be considered.

Training and development may include:

• Structured virtual onboarding

• State insurance licensing guidance

• Product and benefits education

• Customer-service training

• Client needs assessment

• Virtual presentation development

• Consultative sales training

• Application and enrollment procedures

• One-on-one mentorship

• Weekly coaching

• Leadership development

• Ongoing professional education

Candidates must be willing and eligible to obtain the applicable  state Life & Health Insurance License  before conducting licensed activities.

Career & Leadership Development

Military professionals often bring strong leadership fundamentals that can transfer well into team development.

Representatives who demonstrate strong performance and leadership ability may have opportunities to progress into:

Advisor → Mentor → Trainer → Team Leader → Management → Advanced Leadership

Leadership development may include:

• Mentoring newer representatives

• Coaching and professional development

• Team-building responsibilities

• Performance management

• Leadership meetings and workshops

• Management development

• Recruiting and organizational growth

Advancement is based on  performance, consistency, initiative, professional development, and demonstrated leadership—not simply tenure.

Benefits & Professional Support

Qualifying representatives may have access to:

• Medical insurance reimbursement program

• Company-supported life insurance

• Renewal and residual income opportunities

• Leadership development programs

• Professional conferences

• Recognition programs

• Incentive travel opportunities

• OPEIU Local 277 representation, where applicable

Eligibility, qualification periods, and program terms may apply.

Recognition & Incentives

Strong performance may also qualify representatives for:

• Leadership conferences

• Performance recognition

• Professional development events

• Company-sponsored incentive travel

• Team experiences

• Additional advancement opportunities

Who We're Looking For

We especially welcome applications from:

• U.S. Military Veterans

• Transitioning Service Members

• National Guard Members

• Reserve Members

• Military Spouses

• Professionals with military leadership or operational experience

Military affiliation is welcomed and valued but is not required for consideration.

Successful candidates typically demonstrate:

• Strong communication and interpersonal skills

• Leadership potential

• Self-discipline and accountability

• Professionalism and integrity

• Goal-oriented mindset

• Strong work ethic

• Problem-solving ability

• Coachability and willingness to learn

• Strong organization and time management

• Ability to work independently

• Commitment to exceptional client service

Experience That Transfers Well

In addition to military experience, backgrounds in these areas can be valuable:

Customer Service • Sales • Leadership • Management • Recruiting • Healthcare • Education • Public Safety • Operations • Logistics • Client Relations • Business Development • Financial Services

No prior insurance experience is required.

Technology & Minimum Requirements

Applicants must:

• Be at least 18 years of age

• Be physically located in the  United States

• Be legally authorized to work in the United States

• Have access to a computer or laptop

• Maintain reliable high-speed internet

• Have webcam and microphone capability

• Maintain a quiet, professional workspace

• Be comfortable using Zoom and web-based business systems

• Be comfortable working independently in a remote environment

• Hold or be willing and eligible to obtain the required  state Life & Health Insurance License

Licensing guidance is provided.

About AO | Globe Life

AO serves working families through life, accident, and supplemental health insurance benefits while providing representatives with training, mentorship, and opportunities for professional growth.

Our culture emphasizes:

Service • Integrity • Accountability • Leadership • Mentorship • Continuous Development

These values often align strongly with the skills developed through military service.

Virtual Interview Process

Qualified applicants will first complete a  brief career overview  covering:

The Position • Compensation • Licensing • Training • Client Process • Career Advancement

Candidates interested in moving forward will then have the opportunity to participate in a  live Zoom interview with our hiring team .

Your Experience Has Value. Put It to Work in Your Next Career.

The leadership, discipline, adaptability, teamwork, and commitment to service developed through military life can become powerful strengths in your next professional chapter.

If you're looking for a 100% remote career  where you can continue helping others, develop professionally, and build income and advancement opportunities based on your performance, we encourage you to apply.

Apply today to be considered for the Veteran & Military Spouse Remote Life & Health Advisor opportunity with AO.

Your Service Matters. Your Leadership Matters. Your Next Mission Starts Here.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.