Loan Analyst
Fine Foods & Pharmaceuticals N.T.M. S.p.A.
Siamo alla ricerca di una persona con spiccate doti di analisi quali/quantitativa da inserire nell’ufficio Loan Analysis e che supporterà il responsabile nella revisione delle istruttorie per la concessione del credito sui principali business Corporate Banking - Lending, Factoring, Crediti Fiscali.
La persona che cerchiamo oltre a svolgere analisi quali/quantitativa, potrà fornire una visione oggettiva e strutturata sulla sostenibilità delle operazioni, supportando attivamente le strutture proponenti, nella valutazione delle controparti.
Le attività principali in cui sarà coinvolta sono:
- Analisi del Merito Creditizio: Valutare controparti Corporate e Small/Mid Corporate attraverso l'analisi tecnica di bilanci civilistici e consolidati.
- Valutazione Business Plan: Esaminare piani industriali e di risanamento, verificando la ragionevolezza delle assunzioni e la capacità di generazione di cassa.
- Redazione Pareri: Elaborare note di sintesi e pareri creditizi chiari e strutturati, evidenziando punti di rischio e fattori mitiganti per i processi deliberativi.
- Supervisione Istruttoria: Supportare l'intero iter della pratica fino all'invio in delibera, garantendo il rispetto della normativa interna e delle tempistiche.
- Monitoraggio del rischio di credito: Collaborare con gli altri uffici nell’analisi della rischiosità delle esposizioni già presenti in portafoglio.
Vacancy posted 2 days ago
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