Credit Analyst
Citizens First Bank
We're looking for a Credit Analyst to join our team. In this role, you'll play an important part in evaluating credit risk and supporting sound lending decisions. You'll analyze financial information, prepare credit presentations, and assist with annual reviews to ensure compliance and accuracy across our loan portfolio.
What You'll Do Every Day
- Perform credit analysis and review financial statements for mortgage and commercial relationships to support loan decisions and minimize risk. Summarize findings for lenders.
- Prepare credit presentations for new and existing relationships requiring Loan Committee approval. Complete financial analysis, gather borrower info, and present when lenders are absent. Identify cross-selling opportunities.
- Complete annual reviews, including financial analysis, collateral evaluation, payment history, risk rating, and industry/economic changes.
- Support loan compliance by monitoring documentation standards, notifying lenders of exceptions, and maintaining accurate files.
- Stay informed on Bank policies and regulations. Communicate standards clearly to lenders.
- Contribute to annual updates of loan policy for commercial and mortgage areas based on trends and needed clarifications.
- Other duties as assigned.
What We're Looking For
- A bachelor's degree (or equivalent experience).
- At least 3 years of credit analysis experience is preferred.
- Strong problem-solving skills and a knack for clear communication.
- A commitment to confidentiality and accuracy.
Why You'll Love It Here
- Competitive wage with discretionary year-end bonuses
- 3% safe harbor contribution to 401k
- Discretionary profit share CD contribution towards retirement
- Fully comprehensive benefits package
- Free Neighborhood Family Clinic access for you and your family
- Family-oriented culture and teams
- Community involvement and Volunteer PTO
- Bank-sponsored get-togethers outside of work
- All-staff training and celebration days
- Free coffee
- And so much more!
Sound like you? Apply today and help us make lending decisions that drive success!
Vacancy posted 20 hours ago
Similar jobs that could be interesting for youBased on the Credit Analyst in Viroqua, WI vacancy
- CITIZENS FIRST BANK in Viroqua, Wisconsin is seeking a Credit Analyst to evaluate credit risk and assist with lending decisions. The role involves analyzing financial information, preparing credit presentations, and conducting annual reviews to ensure compliance and accuracy...Suggested
- ...relationships with agricultural customers and commercial clients. Key responsibilities include managing loans and collaborating with credit teams. Applicants should have 3+ years of lending experience and strong credit analysis skills. The position offers competitive...Suggested
$50k
...commercial clients Originate, assist with underwriting, and manage agricultural, commercial, and consumer loans Structure and analyze credit requests, working closely with the Credit team to ensure accurate, well-supported credit decisions and policy compliance Grow your...SuggestedWork experience placementLocal area- Who We Are At DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mortgage lender enables us to provide. Since 2001, we have been recognized as...SuggestedHourly payTemporary work
DAS Acquisiton Company LLC
Westby, WI4 days ago - ...current Ashley employee : Please login to your UKG account and apply using the internal job board. Position Overview The Assistant Credit Manager supports the Corporate Credit Manager in overseeing credit, collections, and deductions activities across all Ashley locations...SuggestedContract workWork experience placementWork at officeVisa sponsorship
Ashley Furniture
Westby, WI13 hours ago - Employee Type Full Time Required Degree 4 Year Degree Manage Others Yes How will you make an impact? The Tax Manager works closely with partners to help support our clients, and identify and seize new business opportunities. This is an outstanding opportunity to develop...Full timeWork at officeFlexible hours
- Johnson Block and Company, Inc. is seeking a Tax Manager to work closely with partners and clients in Viroqua, Wisconsin. This full-time position offers a flexible hybrid work setting and the opportunity to grow professionally within tax planning, compliance, and consulting...Full timeFlexible hours
- ...are a current Ashley employee : Please login to your UKG account and apply using the internal job board. Summary: The HRIS Analyst – UKG Pro is responsible for the configuration, maintenance, and support of the UKG Pro system and related modules. This role ensures...Contract workVisa sponsorshipShift work
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Credit Analyst. Be the first to apply!
