Commercial Credit Analyst

Commercial Credit Analyst

Are you looking for a rewarding career with an organization who puts people first?

Would you like to contribute to the mission of supporting agriculture and rural America?

Do you enjoy working in a team environment?

Do you have a passion for providing a great customer experience?

Look no further because Southwest Georgia Farm Credit is seeking a Commercial Credit Analyst to serve our 21-county territory in southwest Georgia. Remote work will be considered based off of experience.

Southwest Georgia Farm Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. We are headquartered in Bainbridge, with six offices that service 21 counties in the southwestern-most portion of the state of Georgia. With over $600 million in assets, Southwest Georgia Farm Credit is a cooperative and part of the nationwide Farm Credit System.

The Commercial Credit Analyst develops and analyzes all types of credit information for use by loan officers and loan committees in making lending decisions. The successful candidate prepares complete loan packages independently for large loans; completes all documents including projections and analyses; and makes clear and appropriate recommendations for action on loans and loan treatments. The Commercial Credit Analyst requires the most technical and analytical skills, concentrating in commercial credit. The position will provide assistance to relationship managers or credit manager as requested.

Required Qualifications

• Bachelor's degree in business, finance, or accounting and/or experience equivalent to the degree
• Three or more years of commercial credit analysis
• Possess a working knowledge of spreadsheets and other customized software
• Gathers and analyzes information skillfully
• Uses creative insights into financial situations
• Analyzes information skillfully and develops alternative solutions
• Supports and explains reasoning for decisions
• Exhibits sound and accurate judgement
• Manages competing demands
• Remote work considered based off of experience

Opportunities for growth

Are you looking for a career that will allow you to grow both professionally and personally? At Southwest Georgia Farm Credit, you have an opportunity to make a difference for agriculture and rural communities while growing your career.

Southwest Georgia Farm Credit's mission is to support agriculture and rural America. We help our friends, family, and neighbors buy the home of their dreams, hunt on land they can pass down for generations, and finance their crops. While we offer a variety of lending and credit jobs, we're more than just an agricultural lending company. We have many roles in areas such as information technology and security, marketing, accounting, and other support services.

Our brand and culture

At Southwest Georgia Farm Credit, we pride ourselves on an engaged workforce, and we work hard to ensure our employees feel valued, appreciated and heard. We value each employee's skills and unique perspective, and we strive to create a workplace environment where all employees feel welcome. We believe a diverse, talented workforce is a key component of building successful teams and helping each other reach our full potential.

Our benefits and rewards

Southwest Georgia Farm Credit believes that our employees are our most important asset. We focus on helping you build a career that allows you to achieve personally and professionally, with financial rewards that help you build for your future. Our total rewards package includes:

• Competitive pay, with paid vacation, holidays and sick leave.
• Corporate incentive plan with discretionary bonuses when achievement is above and beyond.
• Medical, dental and vision insurance, as well as life and disability insurance.
• Flexible spending and health savings accounts
• Generous 401(k) matching contributions, as well as additional employer contributions.
• Reimbursement for approved higher education pursuits.
• Professional development opportunities.
• Other perks, such as employee discounts, annual on-site flu shots and an annual staff retreat.