Credit Card Analyst Principal

Job Posting End Date06-22-2026Please note the job posting will close on the day before the posting end date.Job SummaryThe Credit Card Analyst Principal supports the AEP Corporate Credit Card program by managing daily program operations, strengthening controls, resolving complex card and security issues, and partnering with internal stakeholders and banking partners to improve service, compliance, and program performance. This role analyzes transaction data to identify savings, policy, and process improvement opportunities while ensuring the program supports business continuity, emergency restoration needs, and a positive cardholder experience.Job DescriptionWhere Putting the Customer First Powers Everything We Do!What You'll Do:Administer the AEP Corporate Credit Card program, including cardholder support, account maintenance, transaction issues, and service continuity.Manage relationships with banking partners and the card network to improve program service, controls, and performance.Analyze credit card spend and transaction data to identify savings opportunities, buying leverage, policy exceptions, and process improvements.Resolve confidential card-related issues, including fraud, compromised accounts, disputes, misuse, and lost or stolen cards.Maintain program documentation, business cases, communication plans, continuity plans, and change management materials.Support outages, emergency restoration, and other business continuity needs to ensure uninterrupted access to credit card services.Identify complex program issues, lead practical remediations, and collaborate across teams to support timely, balanced decision-making.Evaluate systems and processes for effectiveness, efficiency, controls, data quality, and user experience.Develop and implement recommendations that improve program operations, reporting, controls, and stakeholder support.Lead project activities and facilitate meetings with clear objectives, action items, and accountability.Prepare clear reports, presentations, training materials, and leadership updates related to program performance and initiatives.Serve as a subject matter expert and partner with Legal, Risk Management, Audit Services, business units, and other stakeholders to ensure program compliance.What We're Looking For:Education: Bachelor’s degree in business, accounting, finance, supply chain, or a related field required.Experience: Minimum of 7 years of relevant experience in program management, finance, supply chain, or related field; Experience in utility, manufacturing, or construction industries preferred.Additional Qualifications:Strong analytical and problem-solving skills with the ability to translate data into actionable insights.Demonstrated ability to lead complex, cross-functional initiatives.Excellent communication and stakeholder management skills.Experience working with financial systems and payment platforms.Ability to influence and drive results in a matrixed organization.Strong organizational skills with the ability to manage multiple priorities.Professional certifications (e.g., CPA, CMP, or purchasing certifications) preferred.Additional Expectations:Possess teamworking skills such as collaboration, commitment, active listening and acknowledgement; have the ability to identify stakeholders and lead teams as required.Seek to broaden knowledge in areas of the company and industry which will complement acquired expertise.Demonstrate excellent verbal and written skills.Demonstrate the highest standards of ethical behavior and support the Company's Corporate Code of Conduct.Demonstrate advanced level of knowledge of MS-Office skills.What You'll Get:Expected Salary Range: $100,000.00-$110,000.00 (USD)In addition to a competitive compensation, AEP offers a unique comprehensive benefits package that aims to support and enhance the overall well-being of our employees.Compensation DataCompensation Grade:SP20-008Compensation Range:$98,993.00 - $128,688.00The Physical Demand Level for this job is: S – Sedentary Work: Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently. (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met.Hear about it first! Get job alerts by email. Log in to your Candidate Home Account today! If you don't have an account, you can create one.It is hereby reaffirmed that it is the policy of American Electric Power (AEP) to provide Equal Employment Opportunity in all respects of the employer-employee relationship including recruiting, hiring, upgrading and promotion, conditions and privileges of employment, company sponsored training programs, educational assistance, social and recreational programs, compensation, benefits, transfers, discipline, layoffs and termination of employment to all employees and applicants without discrimination because of race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, veteran or military status, disability, genetic information, or any other basis prohibited by applicable law. When required by law, we might record certain information or applicants for employment may be invited to voluntarily disclose protected characteristics. #J-18808-Ljbffr AEP