Chief Credit Officer
GPAC
Chief Credit Officer Commercial Lending
A growing Community Bank is seeking an experienced Chief Credit Officer (CCO) with a strong background in both credit leadership and commercial lending. This executive-level role will oversee credit administration, portfolio quality, and overall credit risk while partnering with the lending team to drive sound, profitable growth.
The ideal candidate combines strong credit expertise, lending experience, leadership, and business-minded decision-making protecting asset quality while recognizing and structuring strong lending opportunities.
Key Responsibilities
- Provide executive oversight of the credit function and commercial loan portfolio
- Establish and maintain credit policies, underwriting standards, risk tolerances, and approval procedures
- Review and approve complex C&I, CRE, construction, and commercial credits
- Partner with Commercial Lenders on loan structure, pricing, risk mitigation, and credit strategy
- Serve as a senior resource on complex transactions and credit decisions
- Participate in key client/prospect meetings when credit expertise is needed
- Monitor portfolio quality, concentrations, delinquencies, criticized/classified assets, exceptions, and emerging risks
- Oversee risk ratings, annual reviews, covenant compliance, documentation, and portfolio monitoring
- Lead and develop Credit Analysts, Underwriters, Portfolio Managers, and credit personnel
- Lead or actively participate in the Loan/Credit Committee
- Evaluate financial statements, tax returns, global cash flow, collateral, guarantor strength, and repayment capacity
- Report credit quality, portfolio trends, concentrations, and risk exposure to Executive Management and the Board
- Coordinate with regulators, auditors, loan review, attorneys, and third-party professionals
- Maintain knowledge of FDIC, OCC, state banking regulations, and lending compliance
- Assist with strategic initiatives involving loan growth, market expansion, credit appetite, and portfolio diversification
Commercial Lending Focus
This is not strictly a credit administration role. The ideal candidate brings hands-on commercial lending experience and understands how to balance strong credit standards with business development.
- Proven commercial lending and relationship management experience
- Strong knowledge of C&I, CRE, and construction lending
- Ability to structure deals balancing client needs, profitability, and credit risk
- Comfortable working with business owners, developers, investors, lenders, and key clients
- Ability to help lenders win and retain quality relationships
- Understanding of both loan and deposit relationship growth
Ideal Candidate
- 10+ years of progressive commercial banking experience preferred
- Strong background in commercial lending and credit administration
- Leadership experience as a CCO, Senior Credit Officer, Credit Manager, Senior Commercial Lender, or similar
- Experience with complex/high-dollar commercial credits
- Advanced knowledge of underwriting, financial analysis, global cash flow, loan structuring, risk ratings, and portfolio management
- Business-minded approach to credit and risk management
- Strong leadership, communication, judgment, and decision-making skills
- Experience working with Executive Management, Boards, regulators, lenders, and clients
- Bachelor's degree in Finance, Accounting, Business Administration, or related field preferred
Interested in Learning More?
I'm Denise Fair, Search Consultant with gpac's Banking Division, and I'd welcome the opportunity to discuss your career goals and this Chief Credit Officer opportunity. All conversations are FULLY CONFIDENTIAL and come with no obligation.
Denise Fair Search Consultant | gpac Banking Division View email address on click.appcast.io
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
GPAC- ...Chief Credit Officer (CCO), Commercial Lending About the Company A growing community bank focused on sound, profitable commercial lending Industry Banking Type Privately Held About the Role The Company is in search of a Chief Credit Officer (CCO...Suggested
- ...and able to hear and speak with individuals in person and on the phone. Manual Dexterity / Keyboarding Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers. Availability Able to work all hours scheduled, including...SuggestedFull timePart timeWork at officeLocal areaShift workDay shift
Truist Inc
Collierville, TN5 days ago - ...Credit Analyst - E Memphis - Hiring Now! Strong opportunity for a detail-oriented Credit Analyst looking to build or advance a career... ...pricing based on your analysis. ~ Work Directly with Loan Officers – Evaluate borrower financials and clearly communicate findings...Suggested
gpac
Collierville, TN5 days ago - Managing Director | WealthBridge WealthBridge Financial Group is seeking a proven financial advisor for a strategic Managing Director . This role is ideal for an experienced advisor who has successfully built a personal practice and is now ready to take on a leadership...SuggestedVisa sponsorship
WealthBridge Financial Group
Collierville, TN4 days ago $25k
...sales of agricultural products and services. About The Job The Credit Analyst works with the division credit team to assemble and review... .... Computer skills including working knowledge of Microsoft Office are required. Working knowledge of Pivot Tables. Decision making...SuggestedTemporary workWork at office- ...cares, you'll feel right at home here. About the Role The Credit Analyst position is responsible for providing credit analysis... ...other projects/reports assigned by Senior Credit Analyst or Chief Credit Officer. Stay up to date on all regulations, policies, and procedures...Local area
- ...Area Chief Of Staff Lakeland, Winchester And ColliervilleThe primary purpose and function of the Area Chief of Staff is to lead, develop and manage associate veterinarians in their hospitals to ensure Banfield can attract, develop, engage and retain doctors that will deliver...Local areaShift work
Banfield
Collierville, TN1 day ago - ...strategic business development, relationship management, and sound credit leadership. This role serves as a senior producer and trusted... ...Present and defend credit recommendations to senior credit officers and/or loan committees Maintain ongoing portfolio management...Local area
gpac
Germantown, TN2 days ago - ...Chief Of Anesthesia Somnia Anesthesia, a physician-owned and led anesthesia group, seeks a Chief of Anesthesia at Methodist Le Bonheur Germantown Hospital in Germantown, TN. Compensation: ~$625k base ~$50k Chief Stipend ~$25k Commencement Bonus ~$25k Annual...Relocation packageFlexible hours
- ...assures income and expenses are controlled using annual budget projections. Qualifications: High school diploma required. College credits or degree preferred. ACLF licensure for TN required Must satisfy state experience requirements to include licensure or...
- ...Competitive Salary Competitive rates and products Full operations support All necessary equipment provided to work remote or in office Benefits package including Medical, Dental and Vision Plans, Life Insurance, Short-Term & Long-Term Disability, 401K with Company...Temporary workWork at officeRemote work
- The Credit Assistant will support the Credit Department in managing customer accounts, assisting with credit applications, collections, and maintaining accurate account records. This role requires strong organizational skills, attention to detail, and the ability to provide...Full time
- ...Overview Chief Nursing Officer (CNO) | Glenwood Behavioral Health Hospital Cincinnati, OH | Relocation Assistance Available Lead the Future of Behavioral Healthcare Glenwood Behavioral Health Hospital is seeking an experienced, strategic nursing leader to join...Local areaRelocation package
- ...and verbal communications skills Critical thinking Meticulous with details Strong organizational and prioritization skills MS Office (Word, Excel, Outlook) Teamwork/teambuilding skills ABILITIES: Manage time critical situations and follow through to completion....Work experience placementMonday to Friday
$20.02 - $32.04 per hour
...advanced level of administrative functions in support of a managing director and the department. Essential Functions Maintains the office and/or department daily operations. Perform administrative duties in support of Managing Director(s) and department, which may...Full timeWork at officeRelocation- Position Type: RegularYour opportunityAt Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together. As a Branch Manager, you work ...Local area
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Chief Credit Officer. Be the first to apply!
