Universal Banker II / Loan Officer

Job Description

Job Description

Join the Credit Union Movement. Change Lives (Including Your Own)

SMW Financial Credit Union isn’t just a place to work—it’s a place to belong .

Founded in 1953 , SMW was built on the simple but powerful idea of people helping people. For more than 70 years, we’ve been a trusted financial partner to our members, helping them buy homes, reach goals, weather life’s curveballs, and build strong financial futures.

We proudly serve anyone who lives, works, worships, goes to school, or volunteers in Anoka, Hennepin, Ramsey, or Washington Counties , and we don’t stop at transactions. From home-buying seminars and financial education to free advice and community volunteerism, we’re deeply rooted in the neighborhoods we serve.

If you’re passionate about community, relationships, and making a real difference—this might be your people.

Why You’ll Love Working at SMW

At SMW, you’re part of a team that’s:

• Energetic, hardworking, and supportive
• Member-first, always
• Adaptable, collaborative, and growth-minded

If you care about people, enjoy problem-solving, and love helping others reach their financial dreams, we’ll give you the tools and training to thrive.

Now Hiring: Universal Banker II / Loan Officer

Maplewood Branch
$1,000 Sign-On Bonus
($500 after 90 days + $500 after 180 days)

This role is perfect for someone who loves building relationships and being a trusted financial guide.

What You’ll Do

As a Universal Banker II / Loan Officer, you’ll:

• Build meaningful relationships by acting as a trusted financial advisor
• Open and close accounts and originate, underwrite, and close loans
• Identify solutions that truly fit each member’s needs
• Cross-sell products and services with integrity and purpose
• Provide exceptional, personalized member service
• Step in to support frontline staff as needed

Every conversation is an opportunity to help someone move closer to their goals.

What We’re Looking For

Required Qualifications

• High School Diploma or GED
• 2+ years of banking/lending experience
• Proven sales experience with success in meeting lending goals
• Strong attention to detail and accuracy
• Excellent verbal and written communication skills
• Ability to multitask and problem-solve in a fast-paced environment
• A positive, member-focused, team-player attitude
• Willingness to work occasionally out of our Lino Lakes branch
• Proficiency in Microsoft Office
• Ability to sit or stand for extended periods
• Driver’s license and reliable transportation
• Background study and credit check required

Schedule & Work Environment

• Full-time, 8-hour shifts
• Weekend availability about once every 5 weeks
  (Work from home Saturdays, 8:45–12:15 answering calls)
• Office setting
• Monthly all-staff and loan meetings held in Lino Lakes

Compensation & Perks

Benefits Include:

• 401(k) with employer matching
• Dental, vision & life insurance
• Traditional and High Deductible health plan options including no-cost plans
• Education and training opportunities
• Employee Assistance Program
• Health Savings Account (HSA) & Flexible Spending Account (FSA)
• Paid time off, paid holidays & paid volunteer time
• Monthly incentives + signing bonus

Location

Maplewood, MN 55109
(Occasional work at Lino Lakes required)

If you’re ready to be part of a mission-driven organization where your work truly matters—and where you can help people achieve their financial dreams—we’d love to meet you.

Come help us build trusted relationships and strong financial futures.