Business Architect (Risk Technology Architect)

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Business Architect (Risk Technology Architect) within PNC's Technology organization, you will be based in the Dallas TX area. The Risk Technology Group at PNC supports the Bank’s Independent Risk Management and Technology Risk Governance functions. We are seeking a Business Architect to play a key role in this organization by translating business strategy, regulatory requirements, and operating models into clear, actionable designs that technology and delivery teams can implement. In this role, the Business Architect will work closely with Risk Management product owners and business leaders to analyze needs, resolve complex problems, estimate outcomes, and help develop roadmaps that support business objectives. This includes contributing to technology assessment, system designs, application blueprints, logical data models, and reporting frameworks. The ideal candidate will have a strong understanding of risk management concepts and practices within the banking industry and be able to combine that knowledge with financial analytics, data modeling, and a solid grasp of how data is calculated, processed, and reported to meet regulatory and business requirements. The role requires the ability to operate at both a strategic and detailed level—defining enterprise-wide business capabilities, value streams, and target‑state models, while also producing precise data definitions, calculations, reporting logic, and regulatory interpretations. Experience interpreting and applying regulatory guidance is highly valued, particularly familiarity with Federal Register rules issued by banking regulatory agencies, Federal Reserve supervision letters, FASB accounting standards, and Basel Committee publications. As data analytics is a critical focus area for Risk Management at PNC, practical data engineering and analytics skills are also required to be successful in this position. Responsibilities Design business architecture through conducting needs analysis, routine problems resolution and outcomes estimation, in accordance with standards and processes. Deliver technical roadmaps on business processes, application blueprints, data models and system architecture layers to support business objectives, standards and processes. Analyze business requirements, current technical gaps and possible applications needed to support business strategies and expectations. Conduct risk assessments, quality assurance processes and routine issue resolution in business architecture. Estimate the effectiveness of business architecture outcomes; communicate client feedback to technology teams to improve deliverables and meet business requirements. Qualifications Strong understanding of risk management concepts and practices within the banking industry. Ability to combine risk knowledge with financial analytics, data modeling, and a solid grasp of how data is calculated, processed, and reported to meet regulatory and business requirements. Ability to operate at both a strategic and detailed level—defining enterprise-wide business capabilities, value streams, and target‑state models while producing precise data definitions, calculations, reporting logic, and regulatory interpretations. Experience interpreting and applying regulatory guidance (Federal Register rules, Federal Reserve supervision letters, FASB accounting standards, Basel Committee publications). Practical data engineering and analytics skills. 5+ years of industry‑relevant experience; a university/college degree or comparable combination of education, job‑specific certification(s) and experience. Preferred Skills BaselIII CompetitiveAdvantages ComprehensiveCapitalAnalysisandReview (CCAR) CustomerSolutions Design EnterpriseArchitectureFramework InformationTechnology (IT)RiskManagement MachineLearning (ML) RiskAssessments TechnicalKnowledge Business Architecture Business Process Modeling Consulting Industry Knowledge IT Architecture IT Standards Procedures & Policies Planning: Tactical, Strategic, Problem Solving Education & Certifications Education: Bachelor’s degree Certifications: None required Licenses: None required Benefits Medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options. Employee and spouse/child life insurance; short and long-term disability protection. 401(k) with PNC match, pension and stock purchase plans. Dependent care reimbursement account; back‑up child/elder care; adoption, surrogacy, and doula reimbursement. Educational assistance, including select programs fully paid; a robust wellness program with financial incentives. Paid time off including maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year; between 15 to 25 vacation days each year, depending on career level; and years of service. Equal Employment Opportunity PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. #J-18808-Ljbffr PNC