Underwriter

Insurance Underwriter

Avant Supermarket Group is a specialty insurance program dedicated exclusively to the grocery and retail industries. We provide tailored property and casualty insurance solutions through a select network of independent agency partners nationwide, covering supermarkets, food stores, boutique grocery stores, travel stops, grocery supply warehouses, rural lifestyle & farm supply stores, and lessor's risk only properties.

Our coverage is backed by multiple highly rated insurance markets, bringing credibility and security to a sector that demands niche expertise. We offer comprehensive property and liability protection including General Liability, Business Auto, Crime, Umbrella, Workers' Compensation, EPLI, Cyber Liability, and more paired with in-house loss control and safety education services, giving clients a seamless experience from application to claim.

Avant Supermarket Group is a division of Specialty Program Group LLC.

Insurance Underwriter is responsible for increasing sales by way of existing clients and securing new business customers by providing industry leading customer service, product knowledge and creative problem solving. They are also responsible for profit and loss of their underwriting territory.

Develop proper account pricing based on established company standards and manage an underwriting territory in accordance with company objectives and policies. Evaluate, select, accept, reject, price, and service policies.

The ideal candidate should embrace change or consider themselves a change advocate as our company is everchanging and growing; the candidate will need to know how to respond quickly, whether its industry or technology changes, with a positive outlook.

Overall Responsibilities:

• Locate new sales opportunities for the company in specified territory by visiting existing and new customers.
• Maintain and increase current profitable books of business in specified territory.
• Present our products and services to various groups within the customer's organization.
• Establish and foster client relationships; anticipate and resolve potential problems.
• Respond to the customers' needs and follow through on all aspects of request, both written and verbal.
• Participate in activities needed to support the growth of the company.
• Analyze, select, and profitably price risks of varying complexity.
• Determine terms and conditions of coverage on new and renewal business.
• Provide underwriting proposal and competitive rate recommendations in a timely manner.
• Maintain underwriting quality.
• Achieve overall growth and profit objectives.
• Examine loss notices received by claims and recommend appropriate action.
• Identify opportunities for underwriting improvement and recommend solutions.
• Consistently maintain professional and appropriate demeanor.
• Maintain the highest level of customer service.
• Maintain awareness of the Supermarket Industry and insurance trends.
• Build strong, positive agent relationships to promote profitability and growth of new business and the retention of existing business.
• Develop, strengthen, and maintain agency/company relations through effective personal, verbal, and written forms of communication.
• Build strong internal team relationships to promote positive team environment.
• Work cooperatively and productively with others.
• Able to handle stress and demands of job.

Required Experience:

• Five (5) years of commercial insurance underwriting experience, preferably in P&C Role.
• Proficient in excel and various forms of technology.
• Strong verbal and written communication skills with a focus on building relationships.
• Attention to detail.
• Grocery & Retail experience preferred.

Education Requirement:

• High school diploma required. Associates degree or higher preferred.

HUB International is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.